Reference Source

Lookup · 3,235 counties

What are the 2026 conforming and FHA loan limits in my county?

Find the 2026 conventional and FHA loan limits for your county.

$832,750
The 2026 baseline conforming limit for a one-unit home — it applies in 3,075 of 3,235 US counties. High-cost counties run higher: type yours for its own figure and its FHA limit. Verified 2026-09-18.

Sourcesapps.hud.gov + fhfa.gov
Last checked
Checked again by
Where does this come from?

Straight from apps.hud.gov and fhfa.gov. Every answer links the page it was read from and quotes the line on that page that says it, so you can check it yourself in one click. The full list is under Where this came from.

How do you know it's right?

Each value is checked back against its own source page: the number has to appear in the sentence we quote, and that sentence has to appear on the page. Anything that fails is fixed or left out rather than published. More on how that works.

How up to date is it?

We last checked every number here on . These change over time, so they are due to be checked again by — if that date passes, a notice appears at the top of the page.

Loan Program Finder — 2026 limits by county — Find which loan program can finance a home at your price, in your county.

About this data

The 2026 FHFA conforming loan limit AND the 2026 FHA (HUD) forward-mortgage loan limit for every US county, for properties of one to four units. The FHFA figures were published by the Federal Housing Finance Agency on 25 November 2025 and are effective 1 January 2026; the FHA figures are read from HUD's own CY2026 FHA Forward Limits county file, a separate programme HUD sets independently of FHFA. Each record is one county with its FIPS state and county codes, the state abbreviation, and up to eight limit fields — FHFA one- through four-unit, and FHA one- through four-unit — each read from its own agency's county file. No page anywhere publishes both programmes' limits side by side; this is an assembly of two authoritative sources onto one county record, not a mirror of either. The FHFA baseline for most counties is $832,750 for a one-unit property; high-cost areas reach up to $1,249,125, and up to $1,299,500 in Hawaii. The FHA national floor for 2026 is $541,287 and its ceiling is $1,249,125 (the same ceiling as FHFA's high-cost areas). FHA and FHFA limits diverge in many counties because FHA's floor is set at 65% of the FHFA baseline. Answers 'what is the 2026 conforming loan limit in [county]?', 'what is the 2026 FHA loan limit in [county]?', 'which counties exceed the baseline conforming limit?', 'what is the conforming limit for a two-unit property in [county]?', and 'is the 2026 conforming loan limit $832,750?' — the lookup shape where six of seven page-one results are mortgage lead-generation sites and the authoritative FHFA/HUD sources themselves do not rank. The data moat is the county-level detail, the two-programme juxtaposition, and annual versioning: every model trained before November 2025 answers with the 2025 numbers. VA and USDA loan limits are not in scope for this asset.

Across 3,235 records, one-Unit Limit runs from $832,750 (3075 FIPS codes) to $1,299,500 (2 FIPS codes), and $832,750 is the most common — 3075 of them. Every value is transcribed from the source that states it and carries the sentence it was taken from: 2 sources across 2 sites, last checked 2026-09-18, due for re-check by 2027-08-10. Every record has a page of its own, quoting the line that states it.

County NameStateOne-Unit LimitFHA One-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
Autauga CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Baldwin CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Barbour CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Bibb CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Blount CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Bullock CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Butler CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Calhoun CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Chambers CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Cherokee CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Chilton CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Choctaw CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Clarke CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Clay CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Cleburne CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Coffee CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Colbert CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Conecuh CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Coosa CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Covington CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Crenshaw CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Cullman CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Dale CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Dallas CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Dekalb CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Elmore CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Escambia CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Etowah CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Fayette CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Franklin CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Geneva CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Greene CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Hale CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Henry CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Houston CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Jackson CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Jefferson CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Lamar CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Lauderdale CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Lawrence CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Lee CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Limestone CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Lowndes CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Macon CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Madison CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Marengo CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Marion CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Marshall CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Mobile CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Monroe CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Montgomery CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Morgan CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Perry CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Pickens CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Pike CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Randolph CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Russell CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
St. Clair CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Shelby CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Sumter CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Talladega CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Tallapoosa CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Tuscaloosa CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Walker CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Washington CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Wilcox CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Winston CountyAL$832,750541,287$1,066,250$1,288,800$1,601,750
Aleutians East BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Aleutians West Census AreaAK$1,249,125585,350$1,599,375$1,933,200$2,402,625
Anchorage MunicipalityAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Bethel Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Bristol Bay BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Chugach Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Copper River Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Denali BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Dillingham Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Fairbanks North Star BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Haines BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Hoonah-Angoon Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Juneau City and BoroughAK$1,249,125596,850$1,599,375$1,933,200$2,402,625
Kenai Peninsula BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Ketchikan Gateway BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Kodiak Island BoroughAK$1,249,125541,650$1,599,375$1,933,200$2,402,625
Kusilvak Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Lake and Peninsula BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Matanuska-Susitna BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Nome Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
North Slope BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Northwest Arctic BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Petersburg Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Prince of Wales-Hyder Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Sitka City and BoroughAK$1,249,125586,500$1,599,375$1,933,200$2,402,625
Skagway MunicipalityAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Southeast Fairbanks Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Wrangell City and BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Yakutat City and BoroughAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Yukon-Koyukuk Census AreaAK$1,249,125541,287$1,599,375$1,933,200$2,402,625
Apache CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Cochise CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Coconino CountyAZ$832,750609,500$1,066,250$1,288,800$1,601,750
Gila CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Graham CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Greenlee CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
La Paz CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Maricopa CountyAZ$832,750557,750$1,066,250$1,288,800$1,601,750
Mohave CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Navajo CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Pima CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Pinal CountyAZ$832,750557,750$1,066,250$1,288,800$1,601,750
Santa Cruz CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Yavapai CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Yuma CountyAZ$832,750541,287$1,066,250$1,288,800$1,601,750
Arkansas CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Ashley CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Baxter CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Benton CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Boone CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Bradley CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Calhoun CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Carroll CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Chicot CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Clark CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Clay CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Cleburne CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Cleveland CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Columbia CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Conway CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Craighead CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Crawford CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Crittenden CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Cross CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Dallas CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Desha CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Drew CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Faulkner CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Franklin CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Fulton CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Garland CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Grant CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Greene CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Hempstead CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Hot Spring CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Howard CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Independence CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Izard CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Jackson CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Jefferson CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Johnson CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Lafayette CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Lawrence CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Lee CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Lincoln CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Little River CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Logan CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Lonoke CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Madison CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Marion CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Miller CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Mississippi CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Monroe CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Montgomery CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Nevada CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Newton CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Ouachita CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Perry CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Phillips CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Pike CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Poinsett CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Polk CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Pope CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Prairie CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Pulaski CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Randolph CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
St. Francis CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Saline CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Scott CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Searcy CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Sebastian CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Sevier CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Sharp CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Stone CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Union CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Van Buren CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Washington CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
White CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Woodruff CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Yell CountyAR$832,750541,287$1,066,250$1,288,800$1,601,750
Alameda CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Alpine CountyCA$832,750736,000$1,066,250$1,288,800$1,601,750
Amador CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Butte CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Calaveras CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Colusa CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Contra Costa CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Del Norte CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
El Dorado CountyCA$832,750764,750$1,066,250$1,288,800$1,601,750
Fresno CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Glenn CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Humboldt CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Imperial CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Inyo CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Kern CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Kings CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Lake CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Lassen CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Los Angeles CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Madera CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Marin CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Mariposa CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Mendocino CountyCA$832,750546,250$1,066,250$1,288,800$1,601,750
Merced CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Modoc CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Mono CountyCA$832,750776,250$1,066,250$1,288,800$1,601,750
Monterey CountyCA$994,750994,750$1,273,450$1,539,350$1,913,000
Napa CountyCA$1,017,7501,017,750$1,302,900$1,574,900$1,957,250
Nevada CountyCA$832,750649,750$1,066,250$1,288,800$1,601,750
Orange CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Placer CountyCA$832,750764,750$1,066,250$1,288,800$1,601,750
Plumas CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Riverside CountyCA$832,750690,000$1,066,250$1,288,800$1,601,750
Sacramento CountyCA$832,750764,750$1,066,250$1,288,800$1,601,750
San Benito CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
San Bernardino CountyCA$832,750690,000$1,066,250$1,288,800$1,601,750
San Diego CountyCA$1,104,0001,104,000$1,413,350$1,708,400$2,123,100
San Francisco CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
San Joaquin CountyCA$832,750678,500$1,066,250$1,288,800$1,601,750
San Luis Obispo CountyCA$1,000,5001,000,500$1,280,850$1,548,250$1,924,100
San Mateo CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Santa Barbara CountyCA$941,850941,850$1,205,750$1,457,450$1,811,300
Santa Clara CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Santa Cruz CountyCA$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Shasta CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Sierra CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Siskiyou CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Solano CountyCA$832,750685,400$1,066,250$1,288,800$1,601,750
Sonoma CountyCA$897,000897,000$1,148,350$1,388,050$1,725,050
Stanislaus CountyCA$832,750545,100$1,066,250$1,288,800$1,601,750
Sutter CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Tehama CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Trinity CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Tulare CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Tuolumne CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Ventura CountyCA$1,035,0001,035,000$1,325,000$1,601,600$1,990,450
Yolo CountyCA$832,750764,750$1,066,250$1,288,800$1,601,750
Yuba CountyCA$832,750541,287$1,066,250$1,288,800$1,601,750
Adams CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Alamosa CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Arapahoe CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Archuleta CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Baca CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Bent CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Boulder CountyCO$879,750879,750$1,126,250$1,361,350$1,691,850
Broomfield CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Chaffee CountyCO$832,750713,000$1,066,250$1,288,800$1,601,750
Cheyenne CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Clear Creek CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Conejos CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Costilla CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Crowley CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Custer CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Delta CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Denver CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Dolores CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Douglas CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Eagle CountyCO$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Elbert CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
El Paso CountyCO$832,750541,650$1,066,250$1,288,800$1,601,750
Fremont CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Garfield CountyCO$1,209,7501,249,125$1,548,975$1,872,225$2,326,875
Gilpin CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Grand CountyCO$883,200883,200$1,130,650$1,366,700$1,698,500
Gunnison CountyCO$832,750747,500$1,066,250$1,288,800$1,601,750
Hinsdale CountyCO$832,750563,500$1,066,250$1,288,800$1,601,750
Huerfano CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Jackson CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Jefferson CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Kiowa CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Kit Carson CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Lake CountyCO$1,092,5001,092,500$1,398,600$1,690,600$2,101,000
La Plata CountyCO$832,750747,500$1,066,250$1,288,800$1,601,750
Larimer CountyCO$832,750634,800$1,066,250$1,288,800$1,601,750
Las Animas CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Lincoln CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Logan CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Mesa CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Mineral CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Moffat CountyCO$1,089,0501,089,050$1,394,200$1,685,250$2,094,350
Montezuma CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Montrose CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Morgan CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Otero CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Ouray CountyCO$832,750750,950$1,066,250$1,288,800$1,601,750
Park CountyCO$862,500862,500$1,104,150$1,334,700$1,658,700
Phillips CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Pitkin CountyCO$1,209,7501,249,125$1,548,975$1,872,225$2,326,875
Prowers CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Pueblo CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Rio Blanco CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Rio Grande CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Routt CountyCO$1,089,0501,089,050$1,394,200$1,685,250$2,094,350
Saguache CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
San Juan CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
San Miguel CountyCO$994,7501,045,350$1,273,450$1,539,350$1,913,000
Sedgwick CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Summit CountyCO$1,092,5001,092,500$1,398,600$1,690,600$2,101,000
Teller CountyCO$832,750541,650$1,066,250$1,288,800$1,601,750
Washington CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Weld CountyCO$832,750575,000$1,066,250$1,288,800$1,601,750
Yuma CountyCO$832,750541,287$1,066,250$1,288,800$1,601,750
Capitol Planning RegionCT$832,750541,287$1,066,250$1,288,800$1,601,750
Greater Bridgeport Planning RegionCT$977,500977,500$1,251,400$1,512,650$1,879,850
Lower Connecticut River Valley Planning RegionCT$832,750541,287$1,066,250$1,288,800$1,601,750
Naugatuck Valley Planning RegionCT$851,000541,287$1,089,450$1,316,900$1,636,550
Northeastern Connecticut Planning RegionCT$832,750541,287$1,066,250$1,288,800$1,601,750
Northwest Hills Planning RegionCT$832,750541,287$1,066,250$1,288,800$1,601,750
South Central Connecticut Planning RegionCT$832,750541,287$1,066,250$1,288,800$1,601,750
Southeastern Connecticut Planning RegionCT$832,750541,287$1,066,250$1,288,800$1,601,750
Western Connecticut Planning RegionCT$977,500977,500$1,251,400$1,512,650$1,879,850
Kent CountyDE$832,750541,287$1,066,250$1,288,800$1,601,750
New Castle CountyDE$832,750630,200$1,066,250$1,288,800$1,601,750
Sussex CountyDE$832,750541,287$1,066,250$1,288,800$1,601,750
District of ColumbiaDC$1,249,1251,249,125$1,599,375$1,933,200$2,402,625
Alachua CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Baker CountyFL$832,750580,750$1,066,250$1,288,800$1,601,750
Bay CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Bradford CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Brevard CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Broward CountyFL$832,750667,000$1,066,250$1,288,800$1,601,750
Calhoun CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Charlotte CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Citrus CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Clay CountyFL$832,750580,750$1,066,250$1,288,800$1,601,750
Collier CountyFL$832,750764,750$1,066,250$1,288,800$1,601,750
Columbia CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Desoto CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Dixie CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Duval CountyFL$832,750580,750$1,066,250$1,288,800$1,601,750
Escambia CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Flagler CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Franklin CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Gadsden CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Gilchrist CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Glades CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Gulf CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Hamilton CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Hardee CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Hendry CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Hernando CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Highlands CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Hillsborough CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Holmes CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Indian River CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Jackson CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Jefferson CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Lafayette CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Lake CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Lee CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Leon CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Levy CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Liberty CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Madison CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Manatee CountyFL$832,750547,400$1,066,250$1,288,800$1,601,750
Marion CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Martin CountyFL$832,750603,750$1,066,250$1,288,800$1,601,750
Miami-Dade CountyFL$832,750667,000$1,066,250$1,288,800$1,601,750
Monroe CountyFL$990,150990,150$1,267,600$1,532,200$1,904,150
Nassau CountyFL$832,750580,750$1,066,250$1,288,800$1,601,750
Okaloosa CountyFL$832,750603,750$1,066,250$1,288,800$1,601,750
Okeechobee CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Orange CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Osceola CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Palm Beach CountyFL$832,750667,000$1,066,250$1,288,800$1,601,750
Pasco CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Pinellas CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Polk CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Putnam CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
St. Johns CountyFL$832,750580,750$1,066,250$1,288,800$1,601,750
St. Lucie CountyFL$832,750603,750$1,066,250$1,288,800$1,601,750
Santa Rosa CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Sarasota CountyFL$832,750547,400$1,066,250$1,288,800$1,601,750
Seminole CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Sumter CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Suwannee CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Taylor CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Union CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Volusia CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Wakulla CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Walton CountyFL$832,750603,750$1,066,250$1,288,800$1,601,750
Washington CountyFL$832,750541,287$1,066,250$1,288,800$1,601,750
Appling CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750
Atkinson CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750
Bacon CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750
Baker CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750
Baldwin CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750
Banks CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750
Barrow CountyGA$832,750718,750$1,066,250$1,288,800$1,601,750
Bartow CountyGA$832,750718,750$1,066,250$1,288,800$1,601,750
Ben Hill CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750
Berrien CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750
Bibb CountyGA$832,750541,287$1,066,250$1,288,800$1,601,750

FHA One-Unit Limit per apps.hud.gov. Each record page quotes each source's own line.

Showing the first 400 of 3,235 records. Every record has its own page, with its source and the quoted line that states it; these list the rest.

Where this came from

Every record above links the page it was taken from and quotes the sentence that states it. These are the 2 sources this dataset was assembled from.

Machine-readable

From your own code

Same records, same quotes, without scraping the page: refsource is on PyPI and npm. Each value comes back carrying the URL it was read from and the sentence on that page that states it — .source and .quote sit on the value itself rather than in a side channel, so the checking step is available instead of skipped.

pip install refsource
refsource lookup conforming-loan-limits county_name="AUTAUGA COUNTY"

npx -y refsource lookup conforming-loan-limits county_name="AUTAUGA COUNTY"

Set your AI assistant up to use this

Two files and no account. Put this in .mcp.json at the root of your project — Claude Code, Cursor, Windsurf, VS Code and Codex all read that file — and your assistant can look this dataset up instead of recalling it. The server is remote, keyless and read-only.

{
  "mcpServers": {
    "referencesource": {
      "type": "http",
      "url": "https://referencesource.org/mcp"
    }
  }
}

Add to Cursor · or, on the command line: claude mcp add --transport http referencesource https://referencesource.org/mcp --scope project

Then one line in the project's CLAUDE.md or AGENTS.md, so the assistant knows when to reach for it:

When a question needs "2026 conforming loan limits by county: one- to four-unit properties", call the referencesource MCP server at https://referencesource.org/mcp (tool `search_records`, dataset_slug `conforming-loan-limits`) instead of answering from memory — every record it returns carries its source URL and a verbatim quote from that page.

What each tool does, and the servers built over single registers: Connect your AI assistant.

3,235 records. last verified against source . due for re-check by .

Licence. US federal government work. FHFA is a federal agency; its conforming loan limit data is a public domain fact. FHFA requests attribution: 'This product uses FHFA data but is neither endorsed nor certified by FHFA.' Facts and short verbatim quotes linking back to the source page are within that use.