Santa Barbara County, CA — 2026 conforming loan limit
What is the one-unit limit for Santa Barbara County, CA — 2026 conforming loan limit?
For Santa Barbara County, CA, one-unit limit is $941,850; two-unit limit is $1,205,750; three-unit limit is $1,457,450; four-unit limit is $1,811,300, verified against its source on 2026-09-18.
06,083,SANTA BARBARA COUNTY,CA,42200,"$941,850 ","$1,205,750 ","$1,457,450 ","$1,811,300 "
— fhfa.gov, retrieved 2026-08-07
$941,850
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 06 verified
- FIPS County Code
- 083 verified
- FIPS Code
- 06083 our reading
- County Name
- SANTA BARBARA COUNTY verified
- State
- CA verified
- CBSA Number
- 42200 verified
- One-Unit Limit
- $941,850 verified
- Two-Unit Limit
- $1,205,750 verified
- Three-Unit Limit
- $1,457,450 verified
- Four-Unit Limit
- $1,811,300 verified
- FHA One-Unit Limit
- 941,850 per apps.hud.gov
- FHA Two-Unit Limit
- 1,205,750 per apps.hud.gov
- FHA Three-Unit Limit
- 1,457,450 per apps.hud.gov
- FHA Four-Unit Limit
- 1,811,300 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
4220000000SANTA MARIA-SANTA BARBARA, CA 203B H08190000941850120575014574501811300CA083CALIFORNIA SANTA BARBARA C 2026010108190002025
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt