Santa Clara County, CA — 2026 conforming loan limit
What is the one-unit limit for Santa Clara County, CA — 2026 conforming loan limit?
For Santa Clara County, CA, one-unit limit is $1,249,125; two-unit limit is $1,599,375; three-unit limit is $1,933,200; four-unit limit is $2,402,625, verified against its source on 2026-09-18.
06,085,SANTA CLARA COUNTY,CA,41940,"$1,249,125 ","$1,599,375 ","$1,933,200 ","$2,402,625 "
— fhfa.gov, retrieved 2026-08-07
$1,249,125
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 06 verified
- FIPS County Code
- 085 verified
- FIPS Code
- 06085 our reading
- County Name
- SANTA CLARA COUNTY verified
- State
- CA verified
- CBSA Number
- 41940 verified
- One-Unit Limit
- $1,249,125 verified
- Two-Unit Limit
- $1,599,375 verified
- Three-Unit Limit
- $1,933,200 verified
- Four-Unit Limit
- $2,402,625 verified
- FHA One-Unit Limit
- 1,249,125 per apps.hud.gov
- FHA Two-Unit Limit
- 1,599,375 per apps.hud.gov
- FHA Three-Unit Limit
- 1,933,200 per apps.hud.gov
- FHA Four-Unit Limit
- 2,402,625 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
4194000000SAN JOSE-SUNNYVALE-SANTA CLARA, CA 203B H18200001249125159937519332002402625CA085CALIFORNIA SANTA CLARA COU 2026010118200002025
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt