San Diego County, CA — 2026 conforming loan limit
What is the one-unit limit for San Diego County, CA — 2026 conforming loan limit?
For San Diego County, CA, one-unit limit is $1,104,000; two-unit limit is $1,413,350; three-unit limit is $1,708,400; four-unit limit is $2,123,100, verified against its source on 2026-09-18.
06,073,SAN DIEGO COUNTY,CA,41740,"$1,104,000 ","$1,413,350 ","$1,708,400 ","$2,123,100 "
— fhfa.gov, retrieved 2026-08-07
$1,104,000
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 06 verified
- FIPS County Code
- 073 verified
- FIPS Code
- 06073 our reading
- County Name
- SAN DIEGO COUNTY verified
- State
- CA verified
- CBSA Number
- 41740 verified
- One-Unit Limit
- $1,104,000 verified
- Two-Unit Limit
- $1,413,350 verified
- Three-Unit Limit
- $1,708,400 verified
- Four-Unit Limit
- $2,123,100 verified
- FHA One-Unit Limit
- 1,104,000 per apps.hud.gov
- FHA Two-Unit Limit
- 1,413,350 per apps.hud.gov
- FHA Three-Unit Limit
- 1,708,400 per apps.hud.gov
- FHA Four-Unit Limit
- 2,123,100 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
4174000000SAN DIEGO-CHULA VISTA-CARLSBAD, CA 203B H09600001104000141335017084002123100CA073CALIFORNIA SAN DIEGO COUNT 2026010109600002025
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt