St. Johns County, FL — 2026 conforming loan limit
What is the one-unit limit for St. Johns County, FL — 2026 conforming loan limit?
For St. Johns County, FL, one-unit limit is $832,750; two-unit limit is $1,066,250; three-unit limit is $1,288,800; four-unit limit is $1,601,750, verified against its source on 2026-09-18.
12,109,ST. JOHNS COUNTY,FL,27260,"$832,750 ","$1,066,250 ","$1,288,800 ","$1,601,750 "
— fhfa.gov, retrieved 2026-08-07
$832,750
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 12 verified
- FIPS County Code
- 109 verified
- FIPS Code
- 12109 our reading
- County Name
- ST. JOHNS COUNTY verified
- State
- FL verified
- CBSA Number
- 27260 verified
- One-Unit Limit
- $832,750 verified
- Two-Unit Limit
- $1,066,250 verified
- Three-Unit Limit
- $1,288,800 verified
- Four-Unit Limit
- $1,601,750 verified
- FHA One-Unit Limit
- 580,750 per apps.hud.gov
- FHA Two-Unit Limit
- 743,450 per apps.hud.gov
- FHA Three-Unit Limit
- 898,700 per apps.hud.gov
- FHA Four-Unit Limit
- 1,116,850 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
2726000000JACKSONVILLE, FL 203B H04860000580750074345008987001116850FL109FLORIDA ST. JOHNS COUNT 2025010105050002024
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt