Monterey County, CA — 2026 conforming loan limit
What is the one-unit limit for Monterey County, CA — 2026 conforming loan limit?
For Monterey County, CA, one-unit limit is $994,750; two-unit limit is $1,273,450; three-unit limit is $1,539,350; four-unit limit is $1,913,000, verified against its source on 2026-09-18.
06,053,MONTEREY COUNTY,CA,41500,"$994,750 ","$1,273,450 ","$1,539,350 ","$1,913,000 "
— fhfa.gov, retrieved 2026-08-07
$994,750
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 06 verified
- FIPS County Code
- 053 verified
- FIPS Code
- 06053 our reading
- County Name
- MONTEREY COUNTY verified
- State
- CA verified
- CBSA Number
- 41500 verified
- One-Unit Limit
- $994,750 verified
- Two-Unit Limit
- $1,273,450 verified
- Three-Unit Limit
- $1,539,350 verified
- Four-Unit Limit
- $1,913,000 verified
- FHA One-Unit Limit
- 994,750 per apps.hud.gov
- FHA Two-Unit Limit
- 1,273,450 per apps.hud.gov
- FHA Three-Unit Limit
- 1,539,350 per apps.hud.gov
- FHA Four-Unit Limit
- 1,913,000 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
4150000000SALINAS, CA 203B H08650000994750127345015393501913000CA053CALIFORNIA MONTEREY COUNTY 2026010108650002025
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt