Monroe County, FL — 2026 conforming loan limit
What is the one-unit limit for Monroe County, FL — 2026 conforming loan limit?
For Monroe County, FL, one-unit limit is $990,150; two-unit limit is $1,267,600; three-unit limit is $1,532,200; four-unit limit is $1,904,150, verified against its source on 2026-09-18.
12,087,MONROE COUNTY,FL,28580,"$990,150 ","$1,267,600 ","$1,532,200 ","$1,904,150 "
— fhfa.gov, retrieved 2026-08-07
$990,150
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 12 verified
- FIPS County Code
- 087 verified
- FIPS Code
- 12087 our reading
- County Name
- MONROE COUNTY verified
- State
- FL verified
- CBSA Number
- 28580 verified
- One-Unit Limit
- $990,150 verified
- Two-Unit Limit
- $1,267,600 verified
- Three-Unit Limit
- $1,532,200 verified
- Four-Unit Limit
- $1,904,150 verified
- FHA One-Unit Limit
- 990,150 per apps.hud.gov
- FHA Two-Unit Limit
- 1,267,600 per apps.hud.gov
- FHA Three-Unit Limit
- 1,532,200 per apps.hud.gov
- FHA Four-Unit Limit
- 1,904,150 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
2858000000KEY WEST-KEY LARGO, FL 203B H08610000990150126760015322001904150FL087FLORIDA MONROE COUNTY 2026010108610002025
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt