Illinois minimum auto liability insurance
What is the bodily injury per person for Illinois minimum auto liability insurance?
For Illinois minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $20,000, recorded from its source on 2026-08-10.
(625 ILCS 5/7-203) requires BI limits of at least $25,000 per person per accident and $50,000 total per accident. Property Damage (PD) – Pays for damage to another person’s car or property such as fences, buildings, utility poles, signs, and trees. Illinois law <http://www.ilga.gov/legislation/ilcs/ilcs4.asp?DocName=062500050HCh.+7&ActID=1815&ChapterID=49&SeqStart=95900000&SeqEnd=105100000> (625 ILCS 5/7-203) requires PD liability limits of at least $20,000 per accident.
— idoi.illinois.gov, retrieved 2026-08-10
$25,000
The least your policy must pay for injuries to one person — the first number in shorthand like '25/50/25'. From the state's own statute or insurance department page, quoted on the record page.
- State
- Illinois our reading
- Bodily injury per person
- $25,000 verified
- Bodily injury per accident
- $50,000 verified
- Property damage per accident
- $20,000 verified
- Issuing authority
- Illinois Department of Insurance (625 ILCS 5/7-203)
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Source
- idoi.illinois.govhttps://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html