Idaho minimum auto liability insurance
$25,000
Minimum bodily injury liability per person, per the state's own statute or insurance department page, quoted below.
For Idaho minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $15,000, verified against its source on 2026-08-10.
- State
- Idaho our reading
- Bodily injury per person
- $25,000 verified
- Bodily injury per accident
- $50,000 verified
- Property damage per accident
- $15,000 verified
- Issuing authority
- Idaho Department of Insurance verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Idaho law requires that you maintain a minimum of $25,000 per person and $50,000 per accident Bodily Injury Coverage on your auto insurance policy. The coverage limits on your policy are the maximum amount of money the insurance company is obligated to pay to the other person on your behalf. However, higher limits can be purchased for more protection. Property Damage Liability Property Damage Liability pays for damage to someone else’s property when you are at-fault for that damage (i.e. vehicle, fence, telephone pole, etc.). Idaho law requires that you maintain a minimum of $15,000 in Property Damage Liability coverage on your auto insurance policy.
— doi.idaho.gov, retrieved 2026-08-10
Source
- doi.idaho.govhttps://doi.idaho.gov/consumers/auto-insurance/required-auto-coverage/