# Idaho minimum auto liability insurance

For Idaho minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $15,000, verified against its source on 2026-08-10.

- **State:** Idaho _(our reading, not quoted from the source)_
- **Bodily injury per person:** $25,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $50,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $15,000 _(verified: appears in the quote below)_
- **Issuing authority:** Idaho Department of Insurance _(verified: appears in the quote below)_

## What the source says

> Idaho law requires that you maintain a minimum of $25,000 per person and $50,000 per accident Bodily Injury Coverage on your auto insurance policy. The coverage limits on your policy are the maximum amount of money the insurance company is obligated to pay to the other person on your behalf. However, higher limits can be purchased for more protection. Property Damage Liability Property Damage Liability pays for damage to someone else’s property when you are at-fault for that damage (i.e. vehicle, fence, telephone pole, etc.). Idaho law requires that you maintain a minimum of $15,000 in Property Damage Liability coverage on your auto insurance policy.

## Source

- https://doi.idaho.gov/consumers/auto-insurance/required-auto-coverage/

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).