# Illinois minimum auto liability insurance

For Illinois minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $20,000, recorded from its source on 2026-08-10.

- **State:** Illinois _(our reading, not quoted from the source)_
- **Bodily injury per person:** $25,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $50,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $20,000 _(verified: appears in the quote below)_
- **Issuing authority:** Illinois Department of Insurance (625 ILCS 5/7-203)

## What the source says

> (625 ILCS 5/7-203) requires BI limits of at least $25,000 per person per accident and $50,000 total per accident. Property Damage (PD) – Pays for damage to another person’s car or property such as fences, buildings, utility poles, signs, and trees. Illinois law <http://www.ilga.gov/legislation/ilcs/ilcs4.asp?DocName=062500050HCh.+7&ActID=1815&ChapterID=49&SeqStart=95900000&SeqEnd=105100000> (625 ILCS 5/7-203) requires PD liability limits of at least $20,000 per accident.

## Source

- https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).