United States (federal floor)
For United States (federal floor), maximum share of earnings a creditor may take is 25 per centum of his disposable earnings for that week; earnings wholly exempt is thirty times the Federal minimum hourly wage, recorded from its source on 2026-10-05.
- State
- United States (federal floor) our reading
- Maximum share of earnings a creditor may take
- 25 per centum of his disposable earnings for that week verified
- Earnings wholly exempt
- thirty times the Federal minimum hourly wage verified
- Statute
- 1673. Restriction on garnishment
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Except as provided in subsection (b) and in section 1675 of this title, the maximum part of the aggregate disposable earnings of an individual for any workweek which is subjected to garnishment may not exceed (1) 25 per centum of his disposable earnings for that week, or (2) the amount by which his disposable earnings for that week exceed thirty times the Federal minimum hourly wage prescribed by section 206(a)(1) of title 29 in effect at the time the earnings are payable, whichever is less.
— govinfo.gov, retrieved 2026-10-05
Sources
- govinfo.govhttps://www.govinfo.gov/content/pkg/USCODE-2024-title15/html/USCODE-2024-title15-chap41-subchapII-sec1673.htm
- uscode.house.govhttps://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1673&num=0&edition=prelim