{"asset": "wage-garnishment-exemption-thresholds-by-state", "asset_type": "jurisdictional", "body": "How much of a debtor's pay a creditor may garnish for an ordinary money judgment in each US state, taken one state at a time from that state's own statute. Two numbers usually govern: the share of disposable earnings a creditor may take, and the multiple of an hourly minimum wage below which earnings cannot be touched at all. A few states do it a third way and cap what one creditor may take across a whole CALENDAR YEAR instead, banded by what the debtor is expected to earn that year -- Iowa is the case here, and it states no weekly share of its own at all. Federal law (15 U.S.C. 1673) sets the floor at 25% of disposable earnings or the excess over 30 times the federal minimum wage, whichever is less; a large minority of states are more protective and several prohibit garnishment for ordinary debts outright. Answers 'how much of my paycheck can be garnished in [state]', 'which states protect more than federal law', 'which states do not allow wage garnishment for credit card debt', and 'what would I use to get garnishment limits as data rather than reading law-firm comparison pages'. No federal agency compiles this and the 50-state tables that exist are published by content sites and law firms, most of which state a DOLLAR figure that goes stale the moment a state minimum wage rises. This asset deliberately does not: it records the statutory multiple and the share as the statute prints them, and leaves the arithmetic to the calculator, because the dollar amount appears on no statute page and publishing one as a sourced fact would be an invented value.\n", "description": "How much of a debtor's pay a creditor may garnish for an ordinary money judgment in each US state, taken one state at a time from that state's own statute. Two numbers usually govern: the share of disposable earnings a creditor may take, and the multiple of an hourly minimum wage below which earnings cannot be touched at all. A few states do it a third way and cap what one creditor may take across a whole CALENDAR YEAR instead, banded by what the debtor is expected to earn that year -- Iowa is the case here, and it states no weekly share of its own at all. Federal law (15 U.S.C. 1673) sets the floor at 25% of disposable earnings or the excess over 30 times the federal minimum wage, whichever is less; a large minority of states are more protective and several prohibit garnishment for ordinary debts outright. Answers 'how much of my paycheck can be garnished in [state]', 'which states protect more than federal law', 'which states do not allow wage garnishment for credit card debt', and 'what would I use to get garnishment limits as data rather than reading law-firm comparison pages'. No federal agency compiles this and the 50-state tables that exist are published by content sites and law firms, most of which state a DOLLAR figure that goes stale the moment a state minimum wage rises. This asset deliberately does not: it records the statutory multiple and the share as the statute prints them, and leaves the arithmetic to the calculator, because the dollar amount appears on no statute page and publishing one as a sourced fact would be an invented value.", "file": "index.md", "generated": true, "harvested": "2026-08-29", "key_field": "state", "licence": "unknown", "sources": ["https://www.azleg.gov/ars/33/01131.htm", "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=706.050.&lawCode=CCP", "https://leg.colorado.gov/sites/default/files/images/olls/crs2023-title-13.pdf", "https://www.cga.ct.gov/current/pub/chap_906.htm", "https://code.dccouncil.gov/us/dc/council/code/sections/16-572", "https://www.legis.iowa.gov/docs/code/642.21.pdf", "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0222/Sections/0222.11.html", "https://www.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0652/HRS_0652-0001.htm", "https://legislature.idaho.gov/statutesrules/idstat/Title11/T11CH2/SECT11-207/", "https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=073500050K12-803", "https://www.ksrevisor.gov/statutes/chapters/ch60/060_023_0010.html", "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=15-601.1", "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter246/Section28", "https://www.revisor.mn.gov/statutes/cite/571.922", "https://revisor.mo.gov/main/OneSection.aspx?section=525.030", "https://archive.legmt.gov/bills/mca/title_0250/chapter_0130/part_0060/section_0140/0250-0130-0060-0140.html", "https://nebraskalegislature.gov/laws/statutes.php?statute=25-1558", "https://www.leg.state.nv.us/nrs/NRS-031.html", "https://www.gencourt.state.nh.us/rsa/html/LII/512/512-21.htm", "https://codes.findlaw.com/ny/civil-practice-law-and-rules/cvp-sect-5231.html", "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-362.html", "https://ndlegis.gov/cencode/t32c09-1.pdf", "https://codes.ohio.gov/ohio-revised-code/section-2329.66", "https://oksenate.gov/sites/default/files/2019-12/os31.pdf", "https://www.oregonlegislature.gov/bills_laws/ors/ors018.html", "https://www.palegis.us/statutes/consolidated/view-statute?txtType=PDF&ttl=42&div=00.&chpt=81&sctn=27&subsctn=0", "https://www.scstatehouse.gov/code/t37c005.php", "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1673&num=0&edition=prelim", "https://legislature.vermont.gov/statutes/section/12/121/03170", "https://law.lis.virginia.gov/vacode/title34/chapter4/section34-29/", "https://app.leg.wa.gov/RCW/default.aspx?cite=6.27.150", "https://code.wvlegislature.gov/38-5A-3/", "https://docs.legis.wisconsin.gov/statutes/statutes/812/ii/34", "https://www.wyoleg.gov/statutes/compress/title01.pdf"], "stale_after": "2027-02-25", "title": "Wage garnishment limits and exempt earnings by state", "type": "dataset", "verified": false}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Arizona\n\n**Maximum share of earnings a creditor may take:** ten percent of disposable earnings for that week\n\n**Earnings wholly exempt:** sixty times the applicable minimum hourly wage in effect at the time the earnings are payable\n\n**Statute:** 33-1131. Definition; wages; salary; compensation\n\n> Except as provided in subsection C, the maximum part of the disposable earnings of a debtor for any workweek that is subject to process may not exceed ten percent of disposable earnings for that week or the amount by which disposable earnings for that week exceed sixty times the applicable minimum hourly wage in effect at the time the earnings are payable, whichever is less. The applicable mi\n\nSource: <https://www.azleg.gov/ars/33/01131.htm>\n", "file": "arizona.md", "fully_exempt_threshold": "sixty times the applicable minimum hourly wage in effect at the time the earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "arizona", "maximum_garnishable_share": "ten percent of disposable earnings for that week", "source_quote": "Except as provided in subsection C, the maximum part of the disposable earnings of a debtor for any workweek that is subject to process may not exceed ten percent of disposable earnings for that week or the amount by which disposable earnings for that week exceed sixty times the applicable minimum hourly wage in effect at the time the earnings are payable, whichever is less. The applicable mi", "sources": ["https://www.azleg.gov/ars/33/01131.htm"], "stale_after": "2027-02-25", "state": "Arizona", "statute_section": "33-1131. Definition; wages; salary; compensation", "title": "Arizona \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "unverified_fields": "state", "verified": false}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** California\n\n**Maximum share of earnings a creditor may take:** Twenty percent of the individual\u2019s disposable earnings for that week\n\n**Earnings wholly exempt:** 48 times the state minimum hourly wage in effect at the time the earnings are payable\n\n**Statute:** 706.050.\n\n> the maximum amount of disposable earnings of an individual judgment debtor for any workweek that is subject to levy under an earnings withholding order shall not exceed the lesser of the following: (1) Twenty percent of the individual\u2019s disposable earnings for that week. (2) Forty percent of the amount by which the individual\u2019s disposable earnings for that week exceed 48 times the state minimum hourly wage in effect at the time the earnings are payable. If a judgment debtor works in a location where the local minimum hourly wage is greater than the state\n\nSource: <https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=706.050.&lawCode=CCP>\n", "file": "california.md", "fully_exempt_threshold": "48 times the state minimum hourly wage in effect at the time the earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "california", "maximum_garnishable_share": "Twenty percent of the individual\u2019s disposable earnings for that week", "source_quote": "the maximum amount of disposable earnings of an individual judgment debtor for any workweek that is subject to levy under an earnings withholding order shall not exceed the lesser of the following: (1) Twenty percent of the individual\u2019s disposable earnings for that week. (2) Forty percent of the amount by which the individual\u2019s disposable earnings for that week exceed 48 times the state minimum hourly wage in effect at the time the earnings are payable. If a judgment debtor works in a location where the local minimum hourly wage is greater than the state", "sources": ["https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=706.050.&lawCode=CCP"], "stale_after": "2027-02-25", "state": "California", "statute_section": "706.050.", "title": "California \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Colorado\n\n**Maximum share of earnings a creditor may take:** Twenty percent of the individual's disposable earnings for that week\n\n**Earnings wholly exempt:** forty times the federal minimum hourly wage prescribed by 29 U.S.C. sec. 206 (a)(1) in effect at the time the earnings are payable\n\n**Statute:** 13-54-104. Restrictions on garnishment and levy under execution or attachment - definitions.\n\n> Except as provided in subsection (3) of this section, the maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment or levy under execution or attachment may not exceed: (I) For debts other than debts pursuant to subsection (2)(a)(II) of this section, the lesser of: (A) Twenty percent of the individual's disposable earnings for that week; or (B) The amount by which the individual's disposable earnings for that week exceed forty times the federal minimum hourly wage prescribed by 29 U.S.C. sec. 206 (a)(1) in effect at the time the earnings are payable; or (C) The amount by wh\n\nSource: <https://leg.colorado.gov/sites/default/files/images/olls/crs2023-title-13.pdf>\n", "file": "colorado.md", "fully_exempt_threshold": "forty times the federal minimum hourly wage prescribed by 29 U.S.C. sec. 206 (a)(1) in effect at the time the earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "colorado", "maximum_garnishable_share": "Twenty percent of the individual's disposable earnings for that week", "source_quote": "Except as provided in subsection (3) of this section, the maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment or levy under execution or attachment may not exceed: (I) For debts other than debts pursuant to subsection (2)(a)(II) of this section, the lesser of: (A) Twenty percent of the individual's disposable earnings for that week; or (B) The amount by which the individual's disposable earnings for that week exceed forty times the federal minimum hourly wage prescribed by 29 U.S.C. sec. 206 (a)(1) in effect at the time the earnings are payable; or (C) The amount by wh", "sources": ["https://leg.colorado.gov/sites/default/files/images/olls/crs2023-title-13.pdf"], "stale_after": "2027-02-25", "state": "Colorado", "statute_section": "13-54-104. Restrictions on garnishment and levy under execution or attachment - definitions.", "title": "Colorado \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Connecticut\n\n**Maximum share of earnings a creditor may take:** twenty-five per cent of his disposable earnings for that week\n\n**Earnings wholly exempt:** forty times the higher of (A) the minimum hourly wage prescribed by Section 6(a)(1) of the Fair Labor Standards Act of 1938, USC Title 29, Section 206(a)(1), or (B) the full minimum fair wage established by subsection (i) of section 31-58\n\n**Statute:** 52-361a\n\n> The maximum part of the aggregate weekly earnings of an individual which may be subject under this section to levy or other withholding for payment of a judgment is the lesser of (1) twenty-five per cent of his disposable earnings for that week, or (2) the amount by which his disposable earnings for that week exceed forty times the higher of (A) the minimum hourly wage prescribed by Section 6(a)(1) of the Fair Labor Standards Act of 1938, USC Title 29, Section 206(a)(1), or (B) the full minimum fair wage established by subsection (i) of section 31-58 , in effect at the time the earnings are payable. Unless the court provides otherwise pursuant to a mot\n\nSource: <https://www.cga.ct.gov/current/pub/chap_906.htm>\n", "file": "connecticut.md", "fully_exempt_threshold": "forty times the higher of (A) the minimum hourly wage prescribed by Section 6(a)(1) of the Fair Labor Standards Act of 1938, USC Title 29, Section 206(a)(1), or (B) the full minimum fair wage established by subsection (i) of section 31-58", "generated": true, "harvested": "2026-08-29", "id": "connecticut", "maximum_garnishable_share": "twenty-five per cent of his disposable earnings for that week", "source_quote": "The maximum part of the aggregate weekly earnings of an individual which may be subject under this section to levy or other withholding for payment of a judgment is the lesser of (1) twenty-five per cent of his disposable earnings for that week, or (2) the amount by which his disposable earnings for that week exceed forty times the higher of (A) the minimum hourly wage prescribed by Section 6(a)(1) of the Fair Labor Standards Act of 1938, USC Title 29, Section 206(a)(1), or (B) the full minimum fair wage established by subsection (i) of section 31-58 , in effect at the time the earnings are payable. Unless the court provides otherwise pursuant to a mot", "sources": ["https://www.cga.ct.gov/current/pub/chap_906.htm"], "stale_after": "2027-02-25", "state": "Connecticut", "statute_section": "52-361a", "title": "Connecticut \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** District of Columbia\n\n**Maximum share of earnings a creditor may take:** 25% of the amount by which the judgment debtor's disposable wages for that week exceed 40 times the minimum hourly wage\n\n**Earnings wholly exempt:** 40 times the minimum hourly wage\n\n**Statute:** \u00a7 16\u2013572. Attachment of wages; percentage limitations; priority of attachments.\n\n> Where an attachment is levied upon wages due a judgment debtor from an employer-garnishee, the attachment shall become a lien and a continuing levy upon the gross wages due or to become due to the judgment debtor for the amount specified in the attachment to the extent of 25% of the amount by which the judgment debtor's disposable wages for that week exceed 40 times the minimum hourly wage, as prescribed in [\u00a7 32-1003] (\"minimum hourly wage\"), in effect at\n\nSource: <https://code.dccouncil.gov/us/dc/council/code/sections/16-572>\n", "file": "district-of-columbia.md", "fully_exempt_threshold": "40 times the minimum hourly wage", "generated": true, "harvested": "2026-08-29", "id": "district-of-columbia", "maximum_garnishable_share": "25% of the amount by which the judgment debtor's disposable wages for that week exceed 40 times the minimum hourly wage", "source_quote": "Where an attachment is levied upon wages due a judgment debtor from an employer-garnishee, the attachment shall become a lien and a continuing levy upon the gross wages due or to become due to the judgment debtor for the amount specified in the attachment to the extent of 25% of the amount by which the judgment debtor's disposable wages for that week exceed 40 times the minimum hourly wage, as prescribed in [\u00a7 32-1003] (\"minimum hourly wage\"), in effect at", "sources": ["https://code.dccouncil.gov/us/dc/council/code/sections/16-572"], "stale_after": "2027-02-25", "state": "District of Columbia", "statute_section": "\u00a7 16\u2013572. Attachment of wages; percentage limitations; priority of attachments.", "title": "District of Columbia \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"annual_cap": "not more than ten percent of an employee\u2019s expected earnings", "asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Iowa\n\n**Expected earnings for the calendar year:** expected earnings of fifty thousand dollars or more\n\n**Most one creditor may take in a calendar year:** not more than ten percent of an employee\u2019s expected earnings\n\n**Statute:** 642.21 Exemption from net earnings.\n\n> e. Employees with expected earnings of fifty thousand dollars or more, not more than ten percent of an employee\u2019s expected earnings.\n\nSource: <https://www.legis.iowa.gov/docs/code/642.21.pdf>\n", "expected_annual_earnings": "expected earnings of fifty thousand dollars or more", "file": "expected-earnings-of-fifty-thousand-dollars-or-more-iowa.md", "generated": true, "harvested": "2026-08-29", "id": "expected-earnings-of-fifty-thousand-dollars-or-more-iowa", "source_quote": "e. Employees with expected earnings of fifty thousand dollars or more, not more than ten percent of an employee\u2019s expected earnings.", "sources": ["https://www.legis.iowa.gov/docs/code/642.21.pdf"], "stale_after": "2027-02-25", "state": "Iowa", "statute_section": "642.21 Exemption from net earnings.", "title": "Iowa \u00b7 expected earnings of fifty thousand dollars or more \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"annual_cap": "not more than eight hundred dollars may be garnished", "asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Iowa\n\n**Expected earnings for the calendar year:** expected earnings of sixteen thousand dollars or more, but less than twenty-four thousand dollars\n\n**Most one creditor may take in a calendar year:** not more than eight hundred dollars may be garnished\n\n**Statute:** 642.21 Exemption from net earnings.\n\n> b. Employees with expected earnings of sixteen thousand dollars or more, but less than twenty-four thousand dollars, not more than eight hundred dollars may be garnished.\n\nSource: <https://www.legis.iowa.gov/docs/code/642.21.pdf>\n", "expected_annual_earnings": "expected earnings of sixteen thousand dollars or more, but less than twenty-four thousand dollars", "file": "expected-earnings-of-sixteen-thousand-dollars-or-more-but-less-than-twenty-four--iowa.md", "generated": true, "harvested": "2026-08-29", "id": "expected-earnings-of-sixteen-thousand-dollars-or-more-but-less-than-twenty-four--iowa", "source_quote": "b. Employees with expected earnings of sixteen thousand dollars or more, but less than twenty-four thousand dollars, not more than eight hundred dollars may be garnished.", "sources": ["https://www.legis.iowa.gov/docs/code/642.21.pdf"], "stale_after": "2027-02-25", "state": "Iowa", "statute_section": "642.21 Exemption from net earnings.", "title": "Iowa \u00b7 expected earnings of sixteen thousand dollars or more, but less than twenty-four thousand dollars \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"annual_cap": "not more than two thousand dollars may be garnished", "asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Iowa\n\n**Expected earnings for the calendar year:** expected earnings of thirty-five thousand dollars or more, but less than fifty thousand dollars\n\n**Most one creditor may take in a calendar year:** not more than two thousand dollars may be garnished\n\n**Statute:** 642.21 Exemption from net earnings.\n\n> d. Employees with expected earnings of thirty-five thousand dollars or more, but less than fifty thousand dollars, not more than two thousand dollars may be garnished.\n\nSource: <https://www.legis.iowa.gov/docs/code/642.21.pdf>\n", "expected_annual_earnings": "expected earnings of thirty-five thousand dollars or more, but less than fifty thousand dollars", "file": "expected-earnings-of-thirty-five-thousand-dollars-or-more-but-less-than-fifty-th-iowa.md", "generated": true, "harvested": "2026-08-29", "id": "expected-earnings-of-thirty-five-thousand-dollars-or-more-but-less-than-fifty-th-iowa", "source_quote": "d. Employees with expected earnings of thirty-five thousand dollars or more, but less than fifty thousand dollars, not more than two thousand dollars may be garnished.", "sources": ["https://www.legis.iowa.gov/docs/code/642.21.pdf"], "stale_after": "2027-02-25", "state": "Iowa", "statute_section": "642.21 Exemption from net earnings.", "title": "Iowa \u00b7 expected earnings of thirty-five thousand dollars or more, but less than fifty thousand dollars \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"annual_cap": "not more than four hundred dollars may be garnished", "asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Iowa\n\n**Expected earnings for the calendar year:** expected earnings of twelve thousand dollars or more, but less than sixteen thousand dollars\n\n**Most one creditor may take in a calendar year:** not more than four hundred dollars may be garnished\n\n**Statute:** 642.21 Exemption from net earnings.\n\n> a. Employees with expected earnings of twelve thousand dollars or more, but less than sixteen thousand dollars, not more than four hundred dollars may be garnished.\n\nSource: <https://www.legis.iowa.gov/docs/code/642.21.pdf>\n", "expected_annual_earnings": "expected earnings of twelve thousand dollars or more, but less than sixteen thousand dollars", "file": "expected-earnings-of-twelve-thousand-dollars-or-more-but-less-than-sixteen-thous-iowa.md", "generated": true, "harvested": "2026-08-29", "id": "expected-earnings-of-twelve-thousand-dollars-or-more-but-less-than-sixteen-thous-iowa", "source_quote": "a. Employees with expected earnings of twelve thousand dollars or more, but less than sixteen thousand dollars, not more than four hundred dollars may be garnished.", "sources": ["https://www.legis.iowa.gov/docs/code/642.21.pdf"], "stale_after": "2027-02-25", "state": "Iowa", "statute_section": "642.21 Exemption from net earnings.", "title": "Iowa \u00b7 expected earnings of twelve thousand dollars or more, but less than sixteen thousand dollars \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"annual_cap": "not more than one thousand five hundred dollars may be garnished", "asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Iowa\n\n**Expected earnings for the calendar year:** expected earnings of twenty-four thousand dollars or more, but less than thirty-five thousand dollars\n\n**Most one creditor may take in a calendar year:** not more than one thousand five hundred dollars may be garnished\n\n**Statute:** 642.21 Exemption from net earnings.\n\n> c. Employees with expected earnings of twenty-four thousand dollars or more, but less than thirty-five thousand dollars, not more than one thousand five hundred dollars may be garnished.\n\nSource: <https://www.legis.iowa.gov/docs/code/642.21.pdf>\n", "expected_annual_earnings": "expected earnings of twenty-four thousand dollars or more, but less than thirty-five thousand dollars", "file": "expected-earnings-of-twenty-four-thousand-dollars-or-more-but-less-than-thirty-f-iowa.md", "generated": true, "harvested": "2026-08-29", "id": "expected-earnings-of-twenty-four-thousand-dollars-or-more-but-less-than-thirty-f-iowa", "source_quote": "c. Employees with expected earnings of twenty-four thousand dollars or more, but less than thirty-five thousand dollars, not more than one thousand five hundred dollars may be garnished.", "sources": ["https://www.legis.iowa.gov/docs/code/642.21.pdf"], "stale_after": "2027-02-25", "state": "Iowa", "statute_section": "642.21 Exemption from net earnings.", "title": "Iowa \u00b7 expected earnings of twenty-four thousand dollars or more, but less than thirty-five thousand dollars \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Florida\n\n**Maximum share of earnings a creditor may take:** Disposable earnings of a head of a family, which are greater than $750 a week, may not be attached or garnished unless such person has agreed otherwise in writing\n\n**Earnings wholly exempt:** a head of family whose disposable earnings are less than or equal to $750 a week\n\n**Statute:** 222.11 Exemption of wages from garnishment.\n\n> (2)(a) All of the disposable earnings of a head of family whose disposable earnings are less than or equal to $750 a week are exempt from attachment or garnishment. (b) Disposable earnings of a head of a family, which are greater than $750 a week, may not be attached or garnished unless such person has agreed otherwise in writing.\n\nSource: <http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0222/Sections/0222.11.html>\n", "file": "florida.md", "fully_exempt_threshold": "a head of family whose disposable earnings are less than or equal to $750 a week", "generated": true, "harvested": "2026-08-28", "id": "florida", "maximum_garnishable_share": "Disposable earnings of a head of a family, which are greater than $750 a week, may not be attached or garnished unless such person has agreed otherwise in writing", "source_quote": "(2)(a) All of the disposable earnings of a head of family whose disposable earnings are less than or equal to $750 a week are exempt from attachment or garnishment. (b) Disposable earnings of a head of a family, which are greater than $750 a week, may not be attached or garnished unless such person has agreed otherwise in writing.", "sources": ["http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0222/Sections/0222.11.html"], "stale_after": "2027-02-24", "state": "Florida", "statute_section": "222.11 Exemption of wages from garnishment.", "title": "Florida \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Hawaii\n\n**Maximum share of earnings a creditor may take:** five per cent of the first $100 per month, ten per cent of the next $100 per month, and twenty per cent of all sums in excess of $200 per month\n\n**Statute:** \u00a7652-1\n\n> five per cent of the first $100 per month, ten per cent of the next $100 per month, and twenty per cent of all sums in excess of $200 per month, or an equivalent portion of the above amount per week, whether then or thereafter to become owing. The property or\n\nSource: <https://www.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0652/HRS_0652-0001.htm>\n", "file": "hawaii.md", "generated": true, "harvested": "2026-08-29", "id": "hawaii", "maximum_garnishable_share": "five per cent of the first $100 per month, ten per cent of the next $100 per month, and twenty per cent of all sums in excess of $200 per month", "source_quote": "five per cent of the first $100 per month, ten per cent of the next $100 per month, and twenty per cent of all sums in excess of $200 per month, or an equivalent portion of the above amount per week, whether then or thereafter to become owing. The property or", "sources": ["https://www.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0652/HRS_0652-0001.htm"], "stale_after": "2027-02-25", "state": "Hawaii", "statute_section": "\u00a7652-1", "title": "Hawaii \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Idaho\n\n**Maximum share of earnings a creditor may take:** twenty-five per cent (25%) of his disposable earnings for that week\n\n**Earnings wholly exempt:** thirty (30) times the federal minimum hourly wage prescribed by 29 U.S.C.A. 206(a)(1) in effect at the time the earnings are payable\n\n**Statute:** 11-207. Restriction on garnishment \u2014 Maximum.\n\n> Except as provided in subsection (2) of this section, the maximum amount of the aggregate disposable earnings of an individual for any work week which is subjected to garnishment shall not exceed (a) twenty-five per cent (25%) of his disposable earnings for that week, or (b) the amount by which his disposable earnings for that week exceed thirty (30) times the federal minimum hourly wage prescribed by 29 U.S.C.A. 206(a)(1) in effect at the time the earnings are payable, whichever is less. In the case of earnings for any pay period other than a week, the Idaho commissioner o\n\nSource: <https://legislature.idaho.gov/statutesrules/idstat/Title11/T11CH2/SECT11-207/>\n", "file": "idaho.md", "fully_exempt_threshold": "thirty (30) times the federal minimum hourly wage prescribed by 29 U.S.C.A. 206(a)(1) in effect at the time the earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "idaho", "maximum_garnishable_share": "twenty-five per cent (25%) of his disposable earnings for that week", "source_quote": "Except as provided in subsection (2) of this section, the maximum amount of the aggregate disposable earnings of an individual for any work week which is subjected to garnishment shall not exceed (a) twenty-five per cent (25%) of his disposable earnings for that week, or (b) the amount by which his disposable earnings for that week exceed thirty (30) times the federal minimum hourly wage prescribed by 29 U.S.C.A. 206(a)(1) in effect at the time the earnings are payable, whichever is less. In the case of earnings for any pay period other than a week, the Idaho commissioner o", "sources": ["https://legislature.idaho.gov/statutesrules/idstat/Title11/T11CH2/SECT11-207/"], "stale_after": "2027-02-25", "state": "Idaho", "statute_section": "11-207. Restriction on garnishment \u2014 Maximum.", "title": "Idaho \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Illinois\n\n**Maximum share of earnings a creditor may take:** 15% of such gross amount paid for that week\n\n**Earnings wholly exempt:** 45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of Title 29 of the United States Code, as amended, or, under a wage deduction summons served on or after January 1, 2006, the minimum hourly wage prescribed by Section 4 of the Minimum Wage Law, whichever is greater\n\n**Statute:** Sec. 12-803. Wages subject to collection.\n\n> The wages, salary, commissions and bonuses subject to collection under a deduction order, for any work week shall be the lesser of (1) 15% of such gross amount paid for that week or (2) the amount by which disposable earnings for a week exceed 45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of Title 29 of the United States Code, as amended, or, under a wage deduction summons served on or after January 1, 2006, the minimum hourly wage prescribed by Section 4 of the Minimum Wage Law, whichever is greater, in effect at the time the amounts are payable.\n\nSource: <https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=073500050K12-803>\n", "file": "illinois.md", "fully_exempt_threshold": "45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of Title 29 of the United States Code, as amended, or, under a wage deduction summons served on or after January 1, 2006, the minimum hourly wage prescribed by Section 4 of the Minimum Wage Law, whichever is greater", "generated": true, "harvested": "2026-08-28", "id": "illinois", "maximum_garnishable_share": "15% of such gross amount paid for that week", "source_quote": "The wages, salary, commissions and bonuses subject to collection under a deduction order, for any work week shall be the lesser of (1) 15% of such gross amount paid for that week or (2) the amount by which disposable earnings for a week exceed 45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of Title 29 of the United States Code, as amended, or, under a wage deduction summons served on or after January 1, 2006, the minimum hourly wage prescribed by Section 4 of the Minimum Wage Law, whichever is greater, in effect at the time the amounts are payable.", "sources": ["https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=073500050K12-803"], "stale_after": "2027-02-24", "state": "Illinois", "statute_section": "Sec. 12-803. Wages subject to collection.", "title": "Illinois \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"annual_cap": "two hundred fifty dollars for each judgment creditor, except as provided in chapter 252D and sections 598.22, 598.23, and 627.12, or when those earnings are reasonably expected to be in excess of twelve thousand dollars for that calendar year", "asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Iowa\n\n**Most one creditor may take in a calendar year:** two hundred fifty dollars for each judgment creditor, except as provided in chapter 252D and sections 598.22, 598.23, and 627.12, or when those earnings are reasonably expected to be in excess of twelve thousand dollars for that calendar year\n\n**Statute:** 642.21 Exemption from net earnings.\n\n> The disposable earnings of an individual are exempt from garnishment to the extent provided by the federal Consumer Credit Protection Act, Tit. III, 15 U.S.C. \u00a71671 \u2013 1677 (1982). The maximum amount of an employee\u2019s earnings which may be garnished during any one calendar year is two hundred fifty dollars for each judgment creditor, except as provided in chapter 252D and sections 598.22, 598.23, and 627.12, or when those earnings are reasonably expected to be in excess of twelve thousand dollars for that calendar year as determined from the answers taken by the sheriff or by the court pursuant to section 642.5, subsection 1, question number four. When the employee\u2019s earnings are reasonably expected to be more than twelve thousand dollars, the maximum amount of those earnings which may be garnished during a calendar year for each creditor is as follows:\n\nSource: <https://www.legis.iowa.gov/docs/code/642.21.pdf>\n", "file": "iowa.md", "generated": true, "harvested": "2026-08-29", "id": "iowa", "source_quote": "The disposable earnings of an individual are exempt from garnishment to the extent provided by the federal Consumer Credit Protection Act, Tit. III, 15 U.S.C. \u00a71671 \u2013 1677 (1982). The maximum amount of an employee\u2019s earnings which may be garnished during any one calendar year is two hundred fifty dollars for each judgment creditor, except as provided in chapter 252D and sections 598.22, 598.23, and 627.12, or when those earnings are reasonably expected to be in excess of twelve thousand dollars for that calendar year as determined from the answers taken by the sheriff or by the court pursuant to section 642.5, subsection 1, question number four. When the employee\u2019s earnings are reasonably expected to be more than twelve thousand dollars, the maximum amount of those earnings which may be garnished during a calendar year for each creditor is as follows:", "sources": ["https://www.legis.iowa.gov/docs/code/642.21.pdf"], "stale_after": "2027-02-25", "state": "Iowa", "statute_section": "642.21 Exemption from net earnings.", "title": "Iowa \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Kansas\n\n**Maximum share of earnings a creditor may take:** Twenty-five percent of the individual's aggregate disposable earnings for that workweek\n\n**Earnings wholly exempt:** 30 times the federal minimum hourly wage\n\n**Statute:** 60-2310\n\n> The maximum part of such earnings of any wage earning individual which may be subjected to wage garnishment for any workweek or multiple thereof may not exceed the lesser of: (1) Twenty-five percent of the individual's aggregate disposable earnings for that workweek or multiple thereof; (2) the amount by which the individual's aggregate disposable earnings for that workweek or multiple thereof exceed an amount equal to 30 times the federal minimum hourly wage, or equivalent multiple thereof for such longer period; or (3) the amount of the plaintiff's claim as found in the o\n\nSource: <https://www.ksrevisor.gov/statutes/chapters/ch60/060_023_0010.html>\n", "file": "kansas.md", "fully_exempt_threshold": "30 times the federal minimum hourly wage", "generated": true, "harvested": "2026-08-29", "id": "kansas", "maximum_garnishable_share": "Twenty-five percent of the individual's aggregate disposable earnings for that workweek", "source_quote": "The maximum part of such earnings of any wage earning individual which may be subjected to wage garnishment for any workweek or multiple thereof may not exceed the lesser of: (1) Twenty-five percent of the individual's aggregate disposable earnings for that workweek or multiple thereof; (2) the amount by which the individual's aggregate disposable earnings for that workweek or multiple thereof exceed an amount equal to 30 times the federal minimum hourly wage, or equivalent multiple thereof for such longer period; or (3) the amount of the plaintiff's claim as found in the o", "sources": ["https://www.ksrevisor.gov/statutes/chapters/ch60/060_023_0010.html"], "stale_after": "2027-02-25", "state": "Kansas", "statute_section": "60-2310", "title": "Kansas \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Maryland\n\n**Share of earnings that is exempt:** 75 percent of the disposable wages due\n\n**Earnings wholly exempt:** 30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned\n\n**Statute:** \u00a715\u2013601.1.\n\n> The following are exempt from attachment: (1) The greater of: (i) 75 percent of the disposable wages due; or (ii) 30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned; and (2) Any medical insurance payment deducted from an employe\n\nSource: <https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=15-601.1>\n", "exempt_share_of_earnings": "75 percent of the disposable wages due", "file": "maryland.md", "fully_exempt_threshold": "30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned", "generated": true, "harvested": "2026-08-29", "id": "maryland", "source_quote": "The following are exempt from attachment: (1) The greater of: (i) 75 percent of the disposable wages due; or (ii) 30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned; and (2) Any medical insurance payment deducted from an employe", "sources": ["https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=15-601.1"], "stale_after": "2027-02-25", "state": "Maryland", "statute_section": "\u00a715\u2013601.1.", "title": "Maryland \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Massachusetts\n\n**Share of earnings that is exempt:** 85 per cent of the debtor's gross wages\n\n**Earnings wholly exempt:** 50 times the greater of the federal or the Massachusetts hourly minimum wage\n\n**Statute:** Section 28: Wages and pensions; exemptions; exceptions\n\n> attached for a debt or claim, an amount not exceeding the greater of 85 per cent of the debtor's gross wages or 50 times the greater of the federal or the Massachusetts hourly minimum wage for each week or portion thereof out of the wages then due to the defendant for labor performed or se\n\nSource: <https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter246/Section28>\n", "exempt_share_of_earnings": "85 per cent of the debtor's gross wages", "file": "massachusetts.md", "fully_exempt_threshold": "50 times the greater of the federal or the Massachusetts hourly minimum wage", "generated": true, "harvested": "2026-08-26", "id": "massachusetts", "source_quote": "attached for a debt or claim, an amount not exceeding the greater of 85 per cent of the debtor's gross wages or 50 times the greater of the federal or the Massachusetts hourly minimum wage for each week or portion thereof out of the wages then due to the defendant for labor performed or se", "sources": ["https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter246/Section28"], "stale_after": "2027-02-22", "state": "Massachusetts", "statute_section": "Section 28: Wages and pensions; exemptions; exceptions", "title": "Massachusetts \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Minnesota\n\n**Maximum share of earnings a creditor may take:** 25 percent of the debtor's disposable earnings\n\n**Statute:** 571.922 LIMITATION ON WAGE GARNISHMENT.\n\n> earnings of an individual for any pay period subjected to garnishment may not exceed the lesser of: (1) 25 percent of the debtor's disposable earnings, if the debtor's weekly income exceeds 80 times the greater of the hourly wage described in paragraph (b); (2) 15 percent of the debtor's disposable earnings, if the debtor's week\n\nSource: <https://www.revisor.mn.gov/statutes/cite/571.922>\n", "file": "minnesota.md", "generated": true, "harvested": "2026-08-26", "id": "minnesota", "maximum_garnishable_share": "25 percent of the debtor's disposable earnings", "source_quote": "earnings of an individual for any pay period subjected to garnishment may not exceed the lesser of: (1) 25 percent of the debtor's disposable earnings, if the debtor's weekly income exceeds 80 times the greater of the hourly wage described in paragraph (b); (2) 15 percent of the debtor's disposable earnings, if the debtor's week", "sources": ["https://www.revisor.mn.gov/statutes/cite/571.922"], "stale_after": "2027-02-22", "state": "Minnesota", "statute_section": "571.922 LIMITATION ON WAGE GARNISHMENT.", "title": "Minnesota \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Missouri\n\n**Maximum share of earnings a creditor may take:** twenty-five percentum\n\n**Earnings wholly exempt:** thirty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938 in effect at the time the earnings are payable\n\n**Statute:** 525.030\n\n> The maximum part of the aggregate earnings of any individual for any workweek, after the deduction from those earnings of any amounts required by law to be withheld, which is subjected to garnishment may not exceed (a) twenty-five percentum, or, (b) the amount by which his aggregate earnings for that week, after the deduction from those earnings of any amounts required to be withheld by law, exceed thirty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938 in effect at the time the earnings are payable, or, (c) if the employee is the head of a family and a resident of this state, ten percentum, whichever is less. (2) The restrictions on the maximum earnings subjected to garnishment do not apply\n\nSource: <https://revisor.mo.gov/main/OneSection.aspx?section=525.030>\n", "file": "missouri.md", "fully_exempt_threshold": "thirty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938 in effect at the time the earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "missouri", "maximum_garnishable_share": "twenty-five percentum", "source_quote": "The maximum part of the aggregate earnings of any individual for any workweek, after the deduction from those earnings of any amounts required by law to be withheld, which is subjected to garnishment may not exceed (a) twenty-five percentum, or, (b) the amount by which his aggregate earnings for that week, after the deduction from those earnings of any amounts required to be withheld by law, exceed thirty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938 in effect at the time the earnings are payable, or, (c) if the employee is the head of a family and a resident of this state, ten percentum, whichever is less. (2) The restrictions on the maximum earnings subjected to garnishment do not apply", "sources": ["https://revisor.mo.gov/main/OneSection.aspx?section=525.030"], "stale_after": "2027-02-25", "state": "Missouri", "statute_section": "525.030", "title": "Missouri \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Montana\n\n**Maximum share of earnings a creditor may take:** 25% of the debtor's disposable earnings for that week\n\n**Earnings wholly exempt:** 30 times the federal minimum hourly wage in effect at the time the earnings are payable\n\n**Statute:** 25-13-614. Earnings of judgment debtor\n\n> Except as provided in subsections (3) and (4), the maximum part of the aggregate disposable earnings of a judgment debtor for any workweek that is subjected to garnishment may not exceed the lesser of: (a) the amount by which the debtor's disposable earnings for the week exceed 30 times the federal minimum hourly wage in effect at the time the earnings are payable; or (b) 25% of the debtor's disposable earnings for that week. (3) The re\n\nSource: <https://archive.legmt.gov/bills/mca/title_0250/chapter_0130/part_0060/section_0140/0250-0130-0060-0140.html>\n", "file": "montana.md", "fully_exempt_threshold": "30 times the federal minimum hourly wage in effect at the time the earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "montana", "maximum_garnishable_share": "25% of the debtor's disposable earnings for that week", "source_quote": "Except as provided in subsections (3) and (4), the maximum part of the aggregate disposable earnings of a judgment debtor for any workweek that is subjected to garnishment may not exceed the lesser of: (a) the amount by which the debtor's disposable earnings for the week exceed 30 times the federal minimum hourly wage in effect at the time the earnings are payable; or (b) 25% of the debtor's disposable earnings for that week. (3) The re", "sources": ["https://archive.legmt.gov/bills/mca/title_0250/chapter_0130/part_0060/section_0140/0250-0130-0060-0140.html"], "stale_after": "2027-02-25", "state": "Montana", "statute_section": "25-13-614. Earnings of judgment debtor", "title": "Montana \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Nebraska\n\n**Maximum share of earnings a creditor may take:** Twenty-five percent of his or her disposable earnings for that week\n\n**Earnings wholly exempt:** thirty times the federal minimum hourly wage prescribed by 29 U.S.C. 206(a)(1) in effect at the time earnings are payable\n\n**Statute:** 25-1558\n\n> the maximum part of the aggregate disposable earnings of an individual for any workweek which is subject to garnishment shall not exceed the lesser of the following amounts: (a) Twenty-five percent of his or her disposable earnings for that week; (b) The amount by which his or her disposable earnings for that week exceed thirty times the federal minimum hourly wage prescribed by 29 U.S.C. 206(a)(1) in effect at the time earnings are payable; or (c) Fifteen percent of his or h\n\nSource: <https://nebraskalegislature.gov/laws/statutes.php?statute=25-1558>\n", "file": "nebraska.md", "fully_exempt_threshold": "thirty times the federal minimum hourly wage prescribed by 29 U.S.C. 206(a)(1) in effect at the time earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "nebraska", "maximum_garnishable_share": "Twenty-five percent of his or her disposable earnings for that week", "source_quote": "the maximum part of the aggregate disposable earnings of an individual for any workweek which is subject to garnishment shall not exceed the lesser of the following amounts: (a) Twenty-five percent of his or her disposable earnings for that week; (b) The amount by which his or her disposable earnings for that week exceed thirty times the federal minimum hourly wage prescribed by 29 U.S.C. 206(a)(1) in effect at the time earnings are payable; or (c) Fifteen percent of his or h", "sources": ["https://nebraskalegislature.gov/laws/statutes.php?statute=25-1558"], "stale_after": "2027-02-25", "state": "Nebraska", "statute_section": "25-1558", "title": "Nebraska \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Nevada\n\n**Maximum share of earnings a creditor may take:** Twenty-five percent of the person\u2019s disposable earnings for the relevant workweek if the person\u2019s gross weekly salary or wage on the date the most recent writ of garnishment was issued exceeded $770\n\n**Earnings wholly exempt:** 50 times the federal minimum hourly wage prescribed by section 206(a)(1) of the federal Fair Labor Standards Act of 1938\n\n**Statute:** NRS 31.295 Garnishment of earnings: Limitations on amount.\n\n> The maximum amount of the aggregate disposable earnings of a person which are subject to garnishment may not exceed: (a) Eighteen percent of the person\u2019s disposable earnings for the relevant workweek if the person\u2019s gross weekly salary or wage on the date the most recent writ of garnishment was issued was $770 or less; (b) Twenty-five percent of the person\u2019s disposable earnings for the relevant workweek if the person\u2019s gross weekly salary or wage on the date the most recent writ of garnishment was issued exceeded $770; or (c) The amount by which the person\u2019s disposable earnings for that week exceed 50 times the federal minimum hourly wage prescribed by section 206(a)(1) of the federal Fair Labor Standards Act of 1938, 29 U.S.C. \u00a7\u00a7 201 et seq., in effect at the time the earnings are payable, \u00ca whichever is less\n\nSource: <https://www.leg.state.nv.us/nrs/NRS-031.html>\n", "file": "nevada.md", "fully_exempt_threshold": "50 times the federal minimum hourly wage prescribed by section 206(a)(1) of the federal Fair Labor Standards Act of 1938", "generated": true, "harvested": "2026-08-28", "id": "nevada", "maximum_garnishable_share": "Twenty-five percent of the person\u2019s disposable earnings for the relevant workweek if the person\u2019s gross weekly salary or wage on the date the most recent writ of garnishment was issued exceeded $770", "source_quote": "The maximum amount of the aggregate disposable earnings of a person which are subject to garnishment may not exceed: (a) Eighteen percent of the person\u2019s disposable earnings for the relevant workweek if the person\u2019s gross weekly salary or wage on the date the most recent writ of garnishment was issued was $770 or less; (b) Twenty-five percent of the person\u2019s disposable earnings for the relevant workweek if the person\u2019s gross weekly salary or wage on the date the most recent writ of garnishment was issued exceeded $770; or (c) The amount by which the person\u2019s disposable earnings for that week exceed 50 times the federal minimum hourly wage prescribed by section 206(a)(1) of the federal Fair Labor Standards Act of 1938, 29 U.S.C. \u00a7\u00a7 201 et seq., in effect at the time the earnings are payable, \u00ca whichever is less", "sources": ["https://www.leg.state.nv.us/nrs/NRS-031.html"], "stale_after": "2027-02-24", "state": "Nevada", "statute_section": "NRS 31.295 Garnishment of earnings: Limitations on amount.", "title": "Nevada \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** New Hampshire\n\n**Earnings wholly exempt:** 50 times the minimum hourly wage as established by the Fair Labor Standards Act\n\n**Statute:** Section 512:21 List of Exemptions.\n\n> case, the wages of the defendant earned before the service of a writ upon the trustee founded upon a debt on a judgment to the amount of 50 times the minimum hourly wage as established by the Fair Labor Standards Act for each week shall be exempt. The employer shall pay said exempted amount to the employee on the usual\n\nSource: <https://www.gencourt.state.nh.us/rsa/html/LII/512/512-21.htm>\n", "file": "new-hampshire.md", "fully_exempt_threshold": "50 times the minimum hourly wage as established by the Fair Labor Standards Act", "generated": true, "harvested": "2026-08-26", "id": "new-hampshire", "source_quote": "case, the wages of the defendant earned before the service of a writ upon the trustee founded upon a debt on a judgment to the amount of 50 times the minimum hourly wage as established by the Fair Labor Standards Act for each week shall be exempt. The employer shall pay said exempted amount to the employee on the usual", "sources": ["https://www.gencourt.state.nh.us/rsa/html/LII/512/512-21.htm"], "stale_after": "2027-02-22", "state": "New Hampshire", "statute_section": "Section 512:21 List of Exemptions.", "title": "New Hampshire \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** New York\n\n**Maximum share of earnings a creditor may take:** twenty-five percent of the disposable earnings of the judgment debtor for that week\n\n**Earnings wholly exempt:** thirty times the federal minimum hourly wage\n\n**Statute:** CPL 5231\n\n> ant to an income execution for any week shall not exceed twenty-five percent of the disposable earnings of the judgment debtor for that week, or, the amount by which the disposable earnings of the judgment debtor for that week exceed the greater of thirty times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938 or thirty times the state\n\nSource: <https://codes.findlaw.com/ny/civil-practice-law-and-rules/cvp-sect-5231.html>\n", "file": "new-york.md", "fully_exempt_threshold": "thirty times the federal minimum hourly wage", "generated": true, "harvested": "2026-08-26", "id": "new-york", "maximum_garnishable_share": "twenty-five percent of the disposable earnings of the judgment debtor for that week", "source_quote": "ant to an income execution for any week shall not exceed twenty-five percent of the disposable earnings of the judgment debtor for that week, or, the amount by which the disposable earnings of the judgment debtor for that week exceed the greater of thirty times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938 or thirty times the state", "sources": ["https://codes.findlaw.com/ny/civil-practice-law-and-rules/cvp-sect-5231.html"], "stale_after": "2027-02-22", "state": "New York", "statute_section": "CPL 5231", "title": "New York \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "unverified_fields": "statute_section", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** North Carolina\n\n**Earnings wholly exempt:** the earnings of the debtor for his personal services, at any time within 60 days next preceding the order, cannot be so applied\n\n**Statute:** \u00a7 1-362. Debtor's property ordered sold.\n\n> of the judgment; except that the earnings of the debtor for his personal services, at any time within 60 days next preceding the order, cannot be so applied when it appears, by the debtor's affidavit or otherwise, that these earnings are necessary for the use of a family supported wholly or partly by his labor. (C.C.P., s. 269;\n\nSource: <https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-362.html>\n", "file": "north-carolina.md", "fully_exempt_threshold": "the earnings of the debtor for his personal services, at any time within 60 days next preceding the order, cannot be so applied", "generated": true, "harvested": "2026-08-26", "id": "north-carolina", "source_quote": "of the judgment; except that the earnings of the debtor for his personal services, at any time within 60 days next preceding the order, cannot be so applied when it appears, by the debtor's affidavit or otherwise, that these earnings are necessary for the use of a family supported wholly or partly by his labor. (C.C.P., s. 269;", "sources": ["https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-362.html"], "stale_after": "2027-02-22", "state": "North Carolina", "statute_section": "\u00a7 1-362. Debtor's property ordered sold.", "title": "North Carolina \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "unverified_fields": "state", "verified": false}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** North Dakota\n\n**Maximum share of earnings a creditor may take:** Twenty-five percent of disposable earnings for that week\n\n**Earnings wholly exempt:** forty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938\n\n**Statute:** 32-09.1-03. Restriction on garnishment of earnings.\n\n> The maximum part of the aggregate disposable earnings of an individual for any workweek which is subject to garnishment may not exceed the lesser of: a. Twenty-five percent of disposable earnings for that week. b. The amount by which disposable earnings for that week exceed forty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938, as amended [Pub. L. 95-151; 91 Stat. 1245; 29 U.S.C. 206] or\n\nSource: <https://ndlegis.gov/cencode/t32c09-1.pdf>\n", "file": "north-dakota.md", "fully_exempt_threshold": "forty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938", "generated": true, "harvested": "2026-08-29", "id": "north-dakota", "maximum_garnishable_share": "Twenty-five percent of disposable earnings for that week", "source_quote": "The maximum part of the aggregate disposable earnings of an individual for any workweek which is subject to garnishment may not exceed the lesser of: a. Twenty-five percent of disposable earnings for that week. b. The amount by which disposable earnings for that week exceed forty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938, as amended [Pub. L. 95-151; 91 Stat. 1245; 29 U.S.C. 206] or", "sources": ["https://ndlegis.gov/cencode/t32c09-1.pdf"], "stale_after": "2027-02-25", "state": "North Dakota", "statute_section": "32-09.1-03. Restriction on garnishment of earnings.", "title": "North Dakota \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Ohio\n\n**Earnings wholly exempt:** thirty times the current federal minimum hourly wage\n\n**Statute:** 2329.66\n\n> e greater of the following amounts: (a) If paid weekly, thirty times the current federal minimum hourly wage; if paid biweekly, sixty times the current federal minimum hourly wage; if paid semimonthly, sixty-five times the current federal minimum hourly wage; or if paid monthly, one hundre\n\nSource: <https://codes.ohio.gov/ohio-revised-code/section-2329.66>\n", "file": "ohio.md", "fully_exempt_threshold": "thirty times the current federal minimum hourly wage", "generated": true, "harvested": "2026-08-26", "id": "ohio", "source_quote": "e greater of the following amounts: (a) If paid weekly, thirty times the current federal minimum hourly wage; if paid biweekly, sixty times the current federal minimum hourly wage; if paid semimonthly, sixty-five times the current federal minimum hourly wage; or if paid monthly, one hundre", "sources": ["https://codes.ohio.gov/ohio-revised-code/section-2329.66"], "stale_after": "2027-02-22", "state": "Ohio", "statute_section": "2329.66", "title": "Ohio \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Oklahoma\n\n**Share of earnings that is exempt:** Seventy-five percent (75%) of all current wages or earnings for personal or professional services earned during the last ninety (90) days\n\n**Statute:** \u00a731-1. Property exempt from attachment, execution or other forced sale - Bankruptcy proceedings.\n\n> Seventy-five percent (75%) of all current wages or earnings for personal or professional services earned during the last ninety (90) days, except as provided in Title 12 of the Oklahoma Statutes in garnishment proceedings for coll\n\nSource: <https://oksenate.gov/sites/default/files/2019-12/os31.pdf>\n", "exempt_share_of_earnings": "Seventy-five percent (75%) of all current wages or earnings for personal or professional services earned during the last ninety (90) days", "file": "oklahoma.md", "generated": true, "harvested": "2026-08-29", "id": "oklahoma", "source_quote": "Seventy-five percent (75%) of all current wages or earnings for personal or professional services earned during the last ninety (90) days, except as provided in Title 12 of the Oklahoma Statutes in garnishment proceedings for coll", "sources": ["https://oksenate.gov/sites/default/files/2019-12/os31.pdf"], "stale_after": "2027-02-25", "state": "Oklahoma", "statute_section": "\u00a731-1. Property exempt from attachment, execution or other forced sale - Bankruptcy proceedings.", "title": "Oklahoma \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Oregon\n\n**Share of earnings that is exempt:** 75 percent of the disposable earnings of an individual are exempt from execution\n\n**Earnings wholly exempt:** For wages payable on or after July 1, 2026, and before July 1, 2027, $400.\n\n**Statute:** 18.385 Wage exemption.\n\n> Except as provided in this section, 75 percent of the disposable earnings of an individual are exempt from execution. (2) Except as provided in subsection (6) of this section, the disposable earnings of an individual are exempt from execution to the extent that payment under a garnishment would result in net disposable earnings for an individual of less than the following amounts: (a) For any period of one week or less: (A) For wages payable before January 1, 2025, $254. (B) For wages payable on or after January 1, 2025, and before July 1, 2025, $305. (C) For wages payable on or after July 1, 2025, and before July 1, 2026, $338. (D) For wages payable on or after July 1, 2026, and before July 1, 2027, $400. (E) For wages payable on or after July 1, 20\n\nSource: <https://www.oregonlegislature.gov/bills_laws/ors/ors018.html>\n", "exempt_share_of_earnings": "75 percent of the disposable earnings of an individual are exempt from execution", "file": "oregon.md", "fully_exempt_threshold": "For wages payable on or after July 1, 2026, and before July 1, 2027, $400.", "generated": true, "harvested": "2026-08-29", "id": "oregon", "source_quote": "Except as provided in this section, 75 percent of the disposable earnings of an individual are exempt from execution. (2) Except as provided in subsection (6) of this section, the disposable earnings of an individual are exempt from execution to the extent that payment under a garnishment would result in net disposable earnings for an individual of less than the following amounts: (a) For any period of one week or less: (A) For wages payable before January 1, 2025, $254. (B) For wages payable on or after January 1, 2025, and before July 1, 2025, $305. (C) For wages payable on or after July 1, 2025, and before July 1, 2026, $338. (D) For wages payable on or after July 1, 2026, and before July 1, 2027, $400. (E) For wages payable on or after July 1, 20", "sources": ["https://www.oregonlegislature.gov/bills_laws/ors/ors018.html"], "stale_after": "2027-02-25", "state": "Oregon", "statute_section": "18.385 Wage exemption.", "title": "Oregon \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Pennsylvania\n\n**Maximum share of earnings a creditor may take:** The wages, salaries and commissions of individuals shall while in the hands of the employer be exempt from any attachment, execution or other process except upon an action or proceeding\n\n**Statute:** \u00a7 8127. Personal earnings exempt from process.\n\n> (a) General rule and exceptions.--The wages, salaries and commissions of individuals shall while in the hands of the employer be exempt from any attachment, execution or other process except upon an action or proceeding:\n\nSource: <https://www.palegis.us/statutes/consolidated/view-statute?txtType=PDF&ttl=42&div=00.&chpt=81&sctn=27&subsctn=0>\n", "file": "pennsylvania.md", "generated": true, "harvested": "2026-08-28", "id": "pennsylvania", "maximum_garnishable_share": "The wages, salaries and commissions of individuals shall while in the hands of the employer be exempt from any attachment, execution or other process except upon an action or proceeding", "source_quote": "(a) General rule and exceptions.--The wages, salaries and commissions of individuals shall while in the hands of the employer be exempt from any attachment, execution or other process except upon an action or proceeding:", "sources": ["https://www.palegis.us/statutes/consolidated/view-statute?txtType=PDF&ttl=42&div=00.&chpt=81&sctn=27&subsctn=0"], "stale_after": "2027-02-24", "state": "Pennsylvania", "statute_section": "\u00a7 8127. Personal earnings exempt from process.", "title": "Pennsylvania \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** South Carolina\n\n**Maximum share of earnings a creditor may take:** the creditor may not attach unpaid earnings of the debtor\n\n**Statute:** SECTION 37-5-104. No garnishment.\n\n> to a debt arising from a consumer credit sale, a consumer lease, a consumer loan, or a consumer rental-purchase agreement, regardless of where made, the creditor may not attach unpaid earnings of the debtor by garnishment or like proceedings. HISTORY: 1962 Code SECTION 8-800.334; 1974 (58) 2879; 1985 Act No.\n\nSource: <https://www.scstatehouse.gov/code/t37c005.php>\n", "file": "south-carolina.md", "generated": true, "harvested": "2026-08-26", "id": "south-carolina", "maximum_garnishable_share": "the creditor may not attach unpaid earnings of the debtor", "source_quote": "to a debt arising from a consumer credit sale, a consumer lease, a consumer loan, or a consumer rental-purchase agreement, regardless of where made, the creditor may not attach unpaid earnings of the debtor by garnishment or like proceedings. HISTORY: 1962 Code SECTION 8-800.334; 1974 (58) 2879; 1985 Act No.", "sources": ["https://www.scstatehouse.gov/code/t37c005.php"], "stale_after": "2027-02-22", "state": "South Carolina", "statute_section": "SECTION 37-5-104. No garnishment.", "title": "South Carolina \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** United States (federal floor)\n\n**Maximum share of earnings a creditor may take:** 25 per centum of his disposable earnings for that week\n\n**Earnings wholly exempt:** thirty times the Federal minimum hourly wage\n\n**Statute:** 1673. Restriction on garnishment\n\n> dividual for any workweek which is subjected to garnishment may not exceed (1) 25 per centum of his disposable earnings for that week, or (2) the amount by which his disposable earnings for that week exceed thirty times the Federal minimum hourly wage prescribed by section 206(a)(1) of title 29 in effect at the time the earnings are payable, whichever is less. In the case of earnings for\n\nSource: <https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1673&num=0&edition=prelim>\n", "file": "united-states-federal-floor.md", "fully_exempt_threshold": "thirty times the Federal minimum hourly wage", "generated": true, "harvested": "2026-08-26", "id": "united-states-federal-floor", "maximum_garnishable_share": "25 per centum of his disposable earnings for that week", "source_quote": "dividual for any workweek which is subjected to garnishment may not exceed (1) 25 per centum of his disposable earnings for that week, or (2) the amount by which his disposable earnings for that week exceed thirty times the Federal minimum hourly wage prescribed by section 206(a)(1) of title 29 in effect at the time the earnings are payable, whichever is less. In the case of earnings for", "sources": ["https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1673&num=0&edition=prelim"], "stale_after": "2027-02-22", "state": "United States (federal floor)", "statute_section": "1673. Restriction on garnishment", "title": "United States (federal floor) \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "unverified_fields": "state", "verified": false}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Vermont\n\n**Share of earnings that is exempt:** 75 percent of the debtor\u2019s weekly disposable earnings\n\n**Earnings wholly exempt:** 30 times the federal minimum hourly wage\n\n**Statute:** \u00a7 3170. Exemptions; issuance of order\n\n> 75 percent of the debtor\u2019s weekly disposable earnings, or 30 times the federal minimum hourly wage, whichever is greater; or (2) if the judgment debt arose from a consumer credit transaction, as that term is defined by 15 U.S.C. \u00a7 1602 and implementing regulations of the Federal Reserve Board, 85 percent of the debtor\u2019s weekly d\n\nSource: <https://legislature.vermont.gov/statutes/section/12/121/03170>\n", "exempt_share_of_earnings": "75 percent of the debtor\u2019s weekly disposable earnings", "file": "vermont.md", "fully_exempt_threshold": "30 times the federal minimum hourly wage", "generated": true, "harvested": "2026-08-29", "id": "vermont", "source_quote": "75 percent of the debtor\u2019s weekly disposable earnings, or 30 times the federal minimum hourly wage, whichever is greater; or (2) if the judgment debt arose from a consumer credit transaction, as that term is defined by 15 U.S.C. \u00a7 1602 and implementing regulations of the Federal Reserve Board, 85 percent of the debtor\u2019s weekly d", "sources": ["https://legislature.vermont.gov/statutes/section/12/121/03170"], "stale_after": "2027-02-25", "state": "Vermont", "statute_section": "\u00a7 3170. Exemptions; issuance of order", "title": "Vermont \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Virginia\n\n**Maximum share of earnings a creditor may take:** Twenty-five percent of his disposable earnings for that week\n\n**Earnings wholly exempt:** 40 times the federal minimum hourly wage prescribed by 29 U.S.C. \u00a7 206(a)(1) or the Virginia minimum hourly wage prescribed by \u00a7 40.1-28.10 , whichever is greater, in effect at the time earnings are payable\n\n**Statute:** \u00a7 34-29. (Effective until July 1, 2027) Maximum portion of disposable earnings subject to garnishment.\n\n> Except as provided in subsections B and C, the maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment may not exceed the lesser of the following amounts: 1. Twenty-five percent of his disposable earnings for that week; or 2. The amount by which his disposable earnings for that week exceed 40 times the federal minimum hourly wage prescribed by 29 U.S.C. \u00a7 206(a)(1) or the Virginia minimum hourly wage prescribed by \u00a7 40.1-28.10 , whichever is greater, in effect at the time earnings are payable.\n\nSource: <https://law.lis.virginia.gov/vacode/title34/chapter4/section34-29/>\n", "file": "virginia.md", "fully_exempt_threshold": "40 times the federal minimum hourly wage prescribed by 29 U.S.C. \u00a7 206(a)(1) or the Virginia minimum hourly wage prescribed by \u00a7 40.1-28.10 , whichever is greater, in effect at the time earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "virginia", "maximum_garnishable_share": "Twenty-five percent of his disposable earnings for that week", "source_quote": "Except as provided in subsections B and C, the maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment may not exceed the lesser of the following amounts: 1. Twenty-five percent of his disposable earnings for that week; or 2. The amount by which his disposable earnings for that week exceed 40 times the federal minimum hourly wage prescribed by 29 U.S.C. \u00a7 206(a)(1) or the Virginia minimum hourly wage prescribed by \u00a7 40.1-28.10 , whichever is greater, in effect at the time earnings are payable.", "sources": ["https://law.lis.virginia.gov/vacode/title34/chapter4/section34-29/"], "stale_after": "2027-02-25", "state": "Virginia", "statute_section": "\u00a7 34-29. (Effective until July 1, 2027) Maximum portion of disposable earnings subject to garnishment.", "title": "Virginia \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Washington\n\n**Share of earnings that is exempt:** Eighty percent of the disposable earnings of the defendant\n\n**Earnings wholly exempt:** Thirty-five times the state minimum hourly wage\n\n**Statute:** 6.27.150\n\n> of a garnishment based on a judgment or other order for the collection of consumer debt, for each week of such earnings, an amount shall be exempt from garnishment which is the greater of the following: (a) Thirty-five times the state minimum hourly wage; or (b) Eighty percent of the disposable earnings of the defendant. (5) The exemptions stated in this section shall apply whether such\n\nSource: <https://app.leg.wa.gov/RCW/default.aspx?cite=6.27.150>\n", "exempt_share_of_earnings": "Eighty percent of the disposable earnings of the defendant", "file": "washington.md", "fully_exempt_threshold": "Thirty-five times the state minimum hourly wage", "generated": true, "harvested": "2026-08-26", "id": "washington", "source_quote": "of a garnishment based on a judgment or other order for the collection of consumer debt, for each week of such earnings, an amount shall be exempt from garnishment which is the greater of the following: (a) Thirty-five times the state minimum hourly wage; or (b) Eighty percent of the disposable earnings of the defendant. (5) The exemptions stated in this section shall apply whether such", "sources": ["https://app.leg.wa.gov/RCW/default.aspx?cite=6.27.150"], "stale_after": "2027-02-22", "state": "Washington", "statute_section": "6.27.150", "title": "Washington \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** West Virginia\n\n**Maximum share of earnings a creditor may take:** twenty percent thereof and no more\n\n**Earnings wholly exempt:** fifty times the federal minimum hourly wage then in effect\n\n**Statute:** \u00a738-5A-3. Application for suggestee execution against salary or wages; extent of lien and continuing levy; exemption; priority among suggestee executions.\n\n> the fact that the amount due or to become due as salary or wages after the deduction of all state and federal taxes exceeds in any week fifty times the federal minimum hourly wage then in effect, the court, if not a court of record, or if a court of record the clerk thereof, shall issue a suggestee execution against the salary or wages of the judgment debtor and upon presentation of such execution by the officer to whom delivered for collection to the person or persons from which such salary or wages are due and owing or thereafter may become due and owing to the judgment debtor, the execution and the expenses thereof shall become a lien and continuing levy upon the salary or wages due or to become due to the judgment debtor within one year after the issuance of the same, unless sooner vacated or modified as hereinafter provided, to an amount equal to twenty percent thereof and no more,\n\nSource: <https://code.wvlegislature.gov/38-5A-3/>\n", "file": "west-virginia.md", "fully_exempt_threshold": "fifty times the federal minimum hourly wage then in effect", "generated": true, "harvested": "2026-08-29", "id": "west-virginia", "maximum_garnishable_share": "twenty percent thereof and no more", "source_quote": "the fact that the amount due or to become due as salary or wages after the deduction of all state and federal taxes exceeds in any week fifty times the federal minimum hourly wage then in effect, the court, if not a court of record, or if a court of record the clerk thereof, shall issue a suggestee execution against the salary or wages of the judgment debtor and upon presentation of such execution by the officer to whom delivered for collection to the person or persons from which such salary or wages are due and owing or thereafter may become due and owing to the judgment debtor, the execution and the expenses thereof shall become a lien and continuing levy upon the salary or wages due or to become due to the judgment debtor within one year after the issuance of the same, unless sooner vacated or modified as hereinafter provided, to an amount equal to twenty percent thereof and no more,", "sources": ["https://code.wvlegislature.gov/38-5A-3/"], "stale_after": "2027-02-25", "state": "West Virginia", "statute_section": "\u00a738-5A-3. Application for suggestee execution against salary or wages; extent of lien and continuing levy; exemption; priority among suggestee executions.", "title": "West Virginia \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Wisconsin\n\n**Share of earnings that is exempt:** 80 percent of the debtor\u2019s disposable earnings are exempt from garnishment\n\n**Statute:** 812.34\n\n> .wisconsin.gov/document/statutes/812.34(2)(c)> (c) applies, 80 percent of the debtor\u2019s disposable earnings are exempt from garnishment under this subchapter. <https://docs.legis.wisconsin.gov/document/statutes/812.34(2)(\n\nSource: <https://docs.legis.wisconsin.gov/statutes/statutes/812/ii/34>\n", "exempt_share_of_earnings": "80 percent of the debtor\u2019s disposable earnings are exempt from garnishment", "file": "wisconsin.md", "generated": true, "harvested": "2026-08-26", "id": "wisconsin", "source_quote": ".wisconsin.gov/document/statutes/812.34(2)(c)> (c) applies, 80 percent of the debtor\u2019s disposable earnings are exempt from garnishment under this subchapter. <https://docs.legis.wisconsin.gov/document/statutes/812.34(2)(", "sources": ["https://docs.legis.wisconsin.gov/statutes/statutes/812/ii/34"], "stale_after": "2027-02-22", "state": "Wisconsin", "statute_section": "812.34", "title": "Wisconsin \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
{"asset": "wage-garnishment-exemption-thresholds-by-state", "body": "**State:** Wyoming\n\n**Maximum share of earnings a creditor may take:** Twenty-five percent (25%) of defendant's disposable earnings for that week\n\n**Earnings wholly exempt:** thirty (30) times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938, 29 U.S.C. 206(a)(1), in effect at the time the earnings are payable\n\n**Statute:** 1-15-408. Garnishment of earnings for personal services.\n\n> The maximum portion of the aggregate disposable earnings of an individual which are subject to garnishment is the lesser of: (i) Twenty-five percent (25%) of defendant's disposable earnings for that week; or (ii) The amount by which defendant's aggregate disposable earnings computed for that week exceeds thirty (30) times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938, 29 U.S.C. 206(a)(1), in effect at the time the earnings are payable, or, in case of earnings for any pay period other than a week, any equivalent multiple thereof prescribed by the administrator of the Wyoming Uniform Consumer Credi\n\nSource: <https://www.wyoleg.gov/statutes/compress/title01.pdf>\n", "file": "wyoming.md", "fully_exempt_threshold": "thirty (30) times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938, 29 U.S.C. 206(a)(1), in effect at the time the earnings are payable", "generated": true, "harvested": "2026-08-29", "id": "wyoming", "maximum_garnishable_share": "Twenty-five percent (25%) of defendant's disposable earnings for that week", "source_quote": "The maximum portion of the aggregate disposable earnings of an individual which are subject to garnishment is the lesser of: (i) Twenty-five percent (25%) of defendant's disposable earnings for that week; or (ii) The amount by which defendant's aggregate disposable earnings computed for that week exceeds thirty (30) times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938, 29 U.S.C. 206(a)(1), in effect at the time the earnings are payable, or, in case of earnings for any pay period other than a week, any equivalent multiple thereof prescribed by the administrator of the Wyoming Uniform Consumer Credi", "sources": ["https://www.wyoleg.gov/statutes/compress/title01.pdf"], "stale_after": "2027-02-25", "state": "Wyoming", "statute_section": "1-15-408. Garnishment of earnings for personal services.", "title": "Wyoming \u2014 Wage garnishment limits and exempt earnings by state", "type": "jurisdictional", "verified": true}
