# United States (federal floor) — Wage garnishment limits and exempt earnings by state

For United States (federal floor), maximum share of earnings a creditor may take is 25 per centum of his disposable earnings for that week; earnings wholly exempt is thirty times the Federal minimum hourly wage, recorded from its source on 2026-08-26; source re-checked 2026-08-30.

- **State:** United States (federal floor) _(our reading, not quoted from the source)_
- **Maximum share of earnings a creditor may take:** 25 per centum of his disposable earnings for that week _(verified: appears in the quote below)_
- **Earnings wholly exempt:** thirty times the Federal minimum hourly wage _(verified: appears in the quote below)_
- **Statute:** 1673. Restriction on garnishment _(verified: appears in the quote below)_

## What the source says

> dividual for any workweek which is subjected to garnishment may not exceed (1) 25 per centum of his disposable earnings for that week, or (2) the amount by which his disposable earnings for that week exceed thirty times the Federal minimum hourly wage prescribed by section 206(a)(1) of title 29 in effect at the time the earnings are payable, whichever is less. In the case of earnings for

## Source

- https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1673&num=0&edition=prelim

Last verified: 2026-08-30. Review by: 2027-02-22.
Part of [Wage garnishment limits and exempt earnings by state](https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/).