Florida · THE CITIZENS POLICYHOLDER SURCHARGE
What is the program name for Florida · THE CITIZENS POLICYHOLDER SURCHARGE?
For Florida, coverage category is THE CITIZENS POLICYHOLDER SURCHARGE; program name is Citizens Property Insurance Corporation; citation / source is Fla. Stat. § 627.351(6)(c)12. — policyholder acknowledgment form; coverage limit is COULD BE AS HIGH AS 15 PERCENT OF MY PREMIUM; eligibility / ineligibility rule is TO BE ELIGIBLE FOR COVERAGE BY CITIZENS, I MUST FIRST TRY TO OBTAIN PRIVATE MARKET COVERAGE BEFORE APPLYING FOR OR RENEWING COVERAGE WITH CITIZENS, recorded from its source on 2026-08-19; source re-checked 2026-10-01.
2. I UNDERSTAND THAT I CAN AVOID THE CITIZENS POLICYHOLDER SURCHARGE, WHICH COULD BE AS HIGH AS 15 PERCENT OF MY PREMIUM, BY OBTAINING COVERAGE FROM A PRIVATE MARKET INSURER AND THAT TO BE ELIGIBLE FOR COVERAGE BY CITIZENS, I MUST FIRST TRY TO OBTAIN PRIVATE MARKET COVERAGE BEFORE APPLYING FOR OR RENEWING COVERAGE WITH CITIZENS. I UNDERSTAND THAT PRIVATE MARKET INSURANCE RATES ARE REGULATED AND APPROVED BY THE STATE.
— flsenate.gov, retrieved 2026-08-19
- State
- Florida
- Program name
- Citizens Property Insurance Corporation our reading
- Citation / source
- Fla. Stat. § 627.351(6)(c)12. — policyholder acknowledgment form our reading
- Coverage category
- THE CITIZENS POLICYHOLDER SURCHARGE verified
- Coverage limit
- COULD BE AS HIGH AS 15 PERCENT OF MY PREMIUM verified
- Eligibility / ineligibility rule
- TO BE ELIGIBLE FOR COVERAGE BY CITIZENS, I MUST FIRST TRY TO OBTAIN PRIVATE MARKET COVERAGE BEFORE APPLYING FOR OR RENEWING COVERAGE WITH CITIZENS verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Source
- flsenate.govhttps://www.flsenate.gov/Laws/Statutes/2025/627.351