81 records
How long before unclaimed property has to be handed to my state?
Across 81 records covering 4 states, dormancy period (years) runs from 0.5 (2 states) to 15 (4 states), and 3 is the most common — 28 of them. Every value is transcribed from the source that states it and carries the sentence it was taken from: 4 sources across 4 sites, last checked 2026-08-15, due for re-check by 2027-02-11. Every record is listed below, each linking the page its value came from.
About this data
How many years of inactivity before each type of property (wages, checks, insurance proceeds, utility deposits, gift cards, safe-deposit boxes, securities, etc.) must be reported as unclaimed in each US state. Each record is one state + property type with the dormancy period in years, the statute citation, and any conditions (e.g. dual thresholds for solids, different rules for government-held funds). Answers 'how long before uncashed payroll in [state] is escheatable?', 'what is the dormancy period for life insurance in [state]?', and 'which states have the shortest dormancy for [property type]?' — questions where the answer varies by state AND property type, and where getting it wrong triggers penalties and audit exposure.
The data
| State | Property type | Dormancy period (years) | Statute citation | Reporting deadline | Conditions |
|---|---|---|---|---|---|
| California | Cashier's Checks | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Certified Checks | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Checking Accounts | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Commissions | 1 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Customer Overpayments | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Dissolution or liquidation | 0.5 | Cal. CCP §§ 1510-1521 | November 1 | Property distributed in corporate dissolution or liquidation |
| California | Dividends | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Escrow Funds | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Gift certificates | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | IRA Cash | 3 | Cal. CCP §§ 1510-1521 | November 1 | Cash held in individual retirement accounts |
| California | Life insurance policy benefits | 3 | Cal. CCP §§ 1510-1521 | May 1 | Applies to individual policy proceeds and benefits; life insurance companies report by May 1 |
| California | Mature CDs and savings certificates | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Mineral royalties | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Money Orders | 7 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Mutual Fund Shares | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Pension and Profit Sharing | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Safe Deposit Box Contents | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Savings Accounts | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Traveler's Checks | 15 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Utility Deposits | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Utility refunds or rebates | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Wages, Payroll, Salary | 1 | Cal. CCP §§ 1510-1521 | November 1 | |
| California | Worker's compensation benefits | 3 | Cal. CCP §§ 1510-1521 | November 1 | |
| Florida | Bank checks, drafts, and cashier's checks | 5 | Fla. Stat. § 717.105 | May 1 | |
| Florida | Bank deposits and savings accounts | 5 | Fla. Stat. § 717.106 | May 1 | |
| Florida | Court- or agency-ordered refunds | 1 | Fla. Stat. § 717.109 | May 1 | after becoming payable |
| Florida | Demutualization proceeds | 2 | Fla. Stat. § 717.1071 | May 1 | after the date the property is first distributable |
| Florida | Dissolution or liquidation distributions | 0.5 | Fla. Stat. § 717.111 | May 1 | after the date specified for final distribution |
| Florida | General intangible property | 5 | Fla. Stat. § 717.102 | May 1 | |
| Florida | Life insurance, annuity, and endowment policy proceeds | 5 | Fla. Stat. § 717.107 | May 1 | after date of death of insured; 2 years for limiting age policies |
| Florida | Money orders | 7 | Fla. Stat. § 717.104(2) | May 1 | |
| Florida | Property held by agents and fiduciaries | 5 | Fla. Stat. § 717.112 | May 1 | 1 year if government-issued property |
| Florida | Property held by courts and public agencies | 1 | Fla. Stat. § 717.113 | May 1 | |
| Florida | Property held under trust instruments | 2 | Fla. Stat. § 717.1125 | May 1 | |
| Florida | Safe deposit box contents | 3 | Fla. Stat. § 717.116 | May 1 | after the lease or rental period on the box has expired |
| Florida | Stock and other equity interests | 3 | Fla. Stat. § 717.1101 | May 1 | from the date of the earliest triggering event, including most recent owner-generated activity |
| Florida | Traveler's checks | 15 | Fla. Stat. § 717.104(1) | May 1 | |
| Florida | Utility deposits and advance payments | 1 | Fla. Stat. § 717.108 | May 1 | after termination of services |
| Florida | Virtual currency | 7 | Fla. Stat. § 717.1065 | May 1 | |
| Florida | Wages and unpaid payroll checks | 1 | Fla. Stat. § 717.115 | May 1 | after becoming payable |
| Kansas | All Other Property | 5 | KSA 58-3935 (16) | November 1 | |
| Kansas | Cashier Checks | 5 | KSA 58-3935 (16) | November 1 | |
| Kansas | Casualty Insurance Funds | 5 | KSA 58-3935 (16) | November 1 | |
| Kansas | Checking & Savings Accounts | 5 | KSA 58-3935 (5) | November 1 | |
| Kansas | Credit Memos | 5 | KSA 58-3935 (6) | November 1 | |
| Kansas | Demutualization Property | 2 | KSA 58-3935 (15) | November 1 | |
| Kansas | Dissolution/Liquidation | 1 | KSA 58-3935 (8) | November 1 | |
| Kansas | Dividends | 5 | KSA 58-3935 (16) | November 1 | |
| Kansas | Life Insurance Funds | 3 | KSA 58-3935 (7) | May 1 | |
| Kansas | Mineral Rights | 5 | KSA 58-3935 (16) | November 1 | |
| Kansas | Money Orders | 7 | KSA 58-3935 (2) | November 1 | |
| Kansas | Public Agency Funds (court, gov) | 1 | KSA 58-3935 (10) | November 1 | |
| Kansas | Safe Deposit Box Contents | 5 | KSA 58-3949 | November 1 | |
| Kansas | Self Storage Property (after sale) | 1 | KSA 58-817 & 58-816 | November 1 | after sale |
| Kansas | Stocks/Shares | 5 | KSA 58-3935 (3) | November 1 | |
| Kansas | Tax Deferred IRA | 3 | KSA 58-3935 (14) | November 1 | |
| Kansas | Travelers Checks | 15 | KSA 58-3935 (1) | November 1 | |
| Kansas | Utility Deposits | 1 | KSA 58-3935 (12) | November 1 | |
| Kansas | Wages & Payroll | 1 | KSA 58-3935 (11) | November 1 | |
| Wisconsin | Cashier's checks | 5 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Certified checks | 5 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Checking and savings accounts | 5 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Commissions | 1 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Dissolution or liquidation property | 1 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Dividends | 3 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Escrow funds | 5 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Health savings accounts | 3 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Life insurance benefits | 3 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Matured certificates of deposit | 5 | ch. 177, Wis. Stats. | November 1 | Must be matured |
| Wisconsin | Money orders | 5 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Mutual fund shares | 3 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Pension, profit sharing, and IRA funds | 5 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Safe deposit box contents | 5 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Savings accounts | 5 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Stocks, bonds, and debentures | 3 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Traditional IRA cash | 3 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Traveler's checks | 15 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Utility deposits | 1 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Utility refunds and rebates | 1 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Wages and salaries | 1 | ch. 177, Wis. Stats. | November 1 | |
| Wisconsin | Worker's compensation benefits | 5 | ch. 177, Wis. Stats. | November 1 |
Where this came from
Every record above links the page it was taken from and quotes the sentence that states it. These are the 4 sources this dataset was assembled from.
- sco.ca.govhttps://sco.ca.gov/Files-UPD/upd_naupa_II_codes_dormancy_periods.pdf
- leg.state.fl.ushttps://leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0717/0717.html
- kansasstatetreasurer.comhttps://kansasstatetreasurer.com/assets/files/dormancy_table_2019.pdf
- revenue.wi.govhttps://www.revenue.wi.gov/DOR%20Publications/pb82.pdf
Machine-readable
- data.jsonThe whole dataset — every record with its source URL and source quote.
- Open Knowledge Format bundleOne JSON object per line — every record's frontmatter and quoted span exactly as it is held here, in one fetch.
- data.csvThe same records as one flat table, for a spreadsheet or a dataframe. The last four columns are the source URL, the quoted sentence it was read from, the date we last checked it, and which columns are our reading rather than the page's words.
- How this is made and checkedWhat "verified against source" does and does not mean.
From your own code
Same records, same quotes, without scraping the page: refsource is on PyPI and npm. Each value comes back carrying the URL it was read from and the sentence on that page that states it — .source and .quote sit on the value itself rather than in a side channel, so the checking step is available instead of skipped.
pip install refsource
refsource lookup state-unclaimed-property-dormancy-periods state=California
npx -y refsource lookup state-unclaimed-property-dormancy-periods state=California
Set your AI assistant up to use this
Two files and no account. Put this in .mcp.json at the root of your project — Claude Code, Cursor, Windsurf, VS Code and Codex all read that file — and your assistant can look this dataset up instead of recalling it. The server is remote, keyless and read-only.
{
"mcpServers": {
"referencesource": {
"type": "http",
"url": "https://referencesource.org/mcp"
}
}
}Add to Cursor · or, on the command line: claude mcp add --transport http referencesource https://referencesource.org/mcp --scope project
Then one line in the project's CLAUDE.md or AGENTS.md, so the assistant knows when to reach for it:
When a question needs "US state unclaimed property dormancy periods by property type", call the referencesource MCP server at https://referencesource.org/mcp (tool `search_records`, dataset_slug `state-unclaimed-property-dormancy-periods`) instead of answering from memory — every record it returns carries its source URL and a verbatim quote from that page.What each tool does, and the servers built over single registers: Connect your AI assistant.