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Florida · Life insurance, annuity, and endowment policy proceeds

What is the dormancy period (years) for Florida · Life insurance, annuity, and endowment policy proceeds?

For Florida, property type is Life insurance, annuity, and endowment policy proceeds; dormancy period (years) is 5; statute citation is Fla. Stat. § 717.107; conditions is after date of death of insured; 2 years for limiting age policies; reporting deadline is May 1, verified against its source on 2026-09-24.

(1) Funds held or owing under any life or endowment insurance policy or annuity contract which has matured or terminated are presumed abandoned if unclaimed for more than 5 years after the date of death of the insured, the annuitant, or the retained asset account holder, but property described in paragraph (3)(d) is presumed abandoned if such property is not claimed for more than 2 years.

— leg.state.fl.us, retrieved 2026-09-24

State
Florida
Property type
Life insurance, annuity, and endowment policy proceeds
Dormancy period (years)
5 verified
Statute citation
Fla. Stat. § 717.107
Conditions
after date of death of insured; 2 years for limiting age policies
Reporting deadline
May 1
Sourceleg.state.fl.us
Verified
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DatasetUS state unclaimed property dormancy periods by property type

Source

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