Florida · personal lines residential risks
For Florida · personal lines residential risks, state is Florida; program name is Windstorm insurance risk apportionment plan — the association formed under Fla. Stat. § 627.351(2); citation / source is Fla. Stat. § 627.351(2)(c)... windstorm apportionment plan; coverage category is personal lines residential risks; coverage limit is up to $1 million for personal lines residential risks, recorded from its source on 2026-08-19.
- State
- Florida verified
- Program name
- Windstorm insurance risk apportionment plan — the association formed under Fla. Stat. § 627.351(2) our reading
- Citation / source
- Fla. Stat. § 627.351(2)(c)... windstorm apportionment plan our reading
- Coverage category
- personal lines residential risks verified
- Coverage limit
- up to $1 million for personal lines residential risks verified
- Eligibility / ineligibility rule
- The association must accept a commercial lines residential risk with limits above $10 million or a personal lines residential risk with limits above $1 million if coverage is not available in the authorized market. verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
c. The association shall provide for windstorm coverage on residential properties in limits up to $10 million for commercial lines residential risks and up to $1 million for personal lines residential risks. If coverage with the association is sought for a residential risk valued in excess of these limits, coverage shall be available to the risk up to the replacement cost or actual cash value of the property, at the option of the insured, if coverage for the risk cannot be located in the authorized market. The association must accept a commercial lines residential risk with limits above $10 million or a personal lines residential risk with limits above $1 million if coverage is not available in the authorized market.
— flsenate.gov, retrieved 2026-08-19
Source
- flsenate.govhttps://www.flsenate.gov/Laws/Statutes/2025/627.351