Florida · personal lines residential risks

What is the program name for Florida · personal lines residential risks?

For Florida, coverage category is personal lines residential risks; program name is Windstorm insurance risk apportionment plan — the association formed under Fla. Stat. § 627.351(2); citation / source is Fla. Stat. § 627.351(2)(c)... windstorm apportionment plan; coverage limit is up to $1 million for personal lines residential risks; eligibility / ineligibility rule is The association must accept a commercial lines residential risk with limits above $10 million or a personal lines residential risk with limits above $1 million if coverage is not available in the authorized market, recorded from its source on 2026-08-19; source re-checked 2026-10-01.

c. The association shall provide for windstorm coverage on residential properties in limits up to $10 million for commercial lines residential risks and up to $1 million for personal lines residential risks. If coverage with the association is sought for a residential risk valued in excess of these limits, coverage shall be available to the risk up to the replacement cost or actual cash value of the property, at the option of the insured, if coverage for the risk cannot be located in the authorized market. The association must accept a commercial lines residential risk with limits above $10 million or a personal lines residential risk with limits above $1 million if coverage is not available in the authorized market.

— flsenate.gov, retrieved 2026-08-19