Reference Source

Florida · all other personal lines residential property insured by the corporation

What is the program name for Florida · all other personal lines residential property insured by the corporation?

For Florida, coverage category is all other personal lines residential property insured by the corporation; program name is Citizens Property Insurance Corporation; citation / source is Fla. Stat. § 627.351(6)(aa)1.d; eligibility / ineligibility rule is all personal lines residential policyholders must have flood coverage in place for policies effective on or after: a. January 1, 2024, for a structure that has a dwelling replacement cost of $600,000 or more. b. January 1, 2025, for a structure that has a dwelling replacement cost of $500,000 or more. c. January 1, 2026, for a structure that has a dwelling replacement cost of $400,000 or more. d. January 1, 2027, for all other personal lines residential property insured by the corporation; effective / announcement date is January 1, 2027, recorded from its source on 2026-08-19; source re-checked 2026-10-01.

1. Except as provided in subparagraphs 2. and 3., all personal lines residential policyholders must have flood coverage in place for policies effective on or after: a. January 1, 2024, for a structure that has a dwelling replacement cost of $600,000 or more. b. January 1, 2025, for a structure that has a dwelling replacement cost of $500,000 or more. c. January 1, 2026, for a structure that has a dwelling replacement cost of $400,000 or more. d. January 1, 2027, for all other personal lines residential property insured by the corporation.

— flsenate.gov, retrieved 2026-08-19

State
Florida
Program name
Citizens Property Insurance Corporation our reading
Citation / source
Fla. Stat. § 627.351(6)(aa)1.d. our reading
Coverage category
all other personal lines residential property insured by the corporation verified
Eligibility / ineligibility rule
all personal lines residential policyholders must have flood coverage in place for policies effective on or after: a. January 1, 2024, for a structure that has a dwelling replacement cost of $600,000 or more. b. January 1, 2025, for a structure that has a dwelling replacement cost of $500,000 or more. c. January 1, 2026, for a structure that has a dwelling replacement cost of $400,000 or more. d. January 1, 2027, for all other personal lines residential property insured by the corporation. verified
Effective / announcement date
January 1, 2027 verified
Sourceflsenate.gov
Verified
Review by
DatasetState insurer-of-last-resort programs — FAIR Plan / Citizens eligibility and coverage limits

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

Source

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