Florida · all other personal lines residential property insured by the corporation
What is the program name for Florida · all other personal lines residential property insured by the corporation?
For Florida, coverage category is all other personal lines residential property insured by the corporation; program name is Citizens Property Insurance Corporation; citation / source is Fla. Stat. § 627.351(6)(aa)1.d; eligibility / ineligibility rule is all personal lines residential policyholders must have flood coverage in place for policies effective on or after: a. January 1, 2024, for a structure that has a dwelling replacement cost of $600,000 or more. b. January 1, 2025, for a structure that has a dwelling replacement cost of $500,000 or more. c. January 1, 2026, for a structure that has a dwelling replacement cost of $400,000 or more. d. January 1, 2027, for all other personal lines residential property insured by the corporation; effective / announcement date is January 1, 2027, recorded from its source on 2026-08-19; source re-checked 2026-10-01.
1. Except as provided in subparagraphs 2. and 3., all personal lines residential policyholders must have flood coverage in place for policies effective on or after: a. January 1, 2024, for a structure that has a dwelling replacement cost of $600,000 or more. b. January 1, 2025, for a structure that has a dwelling replacement cost of $500,000 or more. c. January 1, 2026, for a structure that has a dwelling replacement cost of $400,000 or more. d. January 1, 2027, for all other personal lines residential property insured by the corporation.
— flsenate.gov, retrieved 2026-08-19
- State
- Florida
- Program name
- Citizens Property Insurance Corporation our reading
- Citation / source
- Fla. Stat. § 627.351(6)(aa)1.d. our reading
- Coverage category
- all other personal lines residential property insured by the corporation verified
- Eligibility / ineligibility rule
- all personal lines residential policyholders must have flood coverage in place for policies effective on or after: a. January 1, 2024, for a structure that has a dwelling replacement cost of $600,000 or more. b. January 1, 2025, for a structure that has a dwelling replacement cost of $500,000 or more. c. January 1, 2026, for a structure that has a dwelling replacement cost of $400,000 or more. d. January 1, 2027, for all other personal lines residential property insured by the corporation. verified
- Effective / announcement date
- January 1, 2027 verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Source
- flsenate.govhttps://www.flsenate.gov/Laws/Statutes/2025/627.351