FCRA
What is the full name for FCRA?
For FCRA, full name is Fair Credit Reporting Act; size rule is no employee-count threshold; requirement is a clear and conspicuous disclosure has been made in writing to the consumer at any time before the report is procured or caused to be procured, in a document that consists solely of the disclosure, that a consumer report may be obtained for employment purposes, recorded from its source on 2026-09-29; source re-checked 2026-11-01.
Except as provided in subparagraph (B), a person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless-
— uscode.house.gov, retrieved 2026-09-29
- Law
- FCRA our reading
- Full name
- Fair Credit Reporting Act verified
- Size rule
- no employee-count threshold our reading
- Requirement
- a clear and conspicuous disclosure has been made in writing to the consumer at any time before the report is procured or caused to be procured, in a document that consists solely of the disclosure, that a consumer report may be obtained for employment purposes verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Where each value comes from
This source states these in separate places, so each value is shown with the passage that states it.
Law and Full name
This subchapter known as the "Fair Credit Reporting Act", see Short Title note set out under section 1601 of this title.
Size rule
Except as provided in subparagraph (B), a person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless-
Requirement
Except as provided in subparagraph (B), a person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless- (i) a clear and conspicuous disclosure has been made in writing to the consumer at any time before the report is procured or caused to be procured, in a document that consists solely of the disclosure, that a consumer report may be obtained for employment purposes; and
— all from uscode.house.gov, retrieved 2026-09-29
Sources
- uscode.house.govhttps://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1681b&num=0&edition=prelim
- uscode.house.govhttps://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1681&num=0&edition=prelim