Reference Source

Utah minimum auto liability insurance

$30,000
Minimum bodily injury liability per person, per the state's own statute or insurance department page, quoted below.
Sourcele.utah.gov
Verified
Review by
DatasetMinimum auto liability insurance limits by state

For Utah minimum auto liability insurance, bodily injury per person is $30,000; bodily injury per accident is $65,000; property damage per accident is $25,000; effective date of current limits is policy issued or renewed on or after January 1, 2025, recorded from its source on 2026-08-10.

State
Utah our reading
Bodily injury per person
$30,000 verified
Bodily injury per accident
$65,000 verified
Property damage per accident
$25,000 verified
Combined single limit alternative
$90,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others verified
Effective date of current limits
policy issued or renewed on or after January 1, 2025 verified
Issuing authority
Utah Code 31A-22-304, Motor vehicle liability policy minimum limits

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

What the source says

a policy issued or renewed on or after January 1, 2025, containing motor vehicle liability coverage may not limit the insurer's liability under that coverage below the following: (a) (i) $30,000 because of liability for bodily injury to or death of one person, arising out of the use of a motor vehicle in any one accident; (ii) subject to the limit for one person in Subsection (2)(a)(i), in the amount of $65,000 because of liability for bodily injury to or death of two or more persons arising out of the use of a motor vehicle in any one accident; and (iii) in the amount of $25,000 because of liability for injury to, or destruction of, property of others arising out of the use of a motor vehicle in any one accident; or (b) $90,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others.

le.utah.gov, retrieved 2026-08-10

Source

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