# Utah minimum auto liability insurance

For Utah minimum auto liability insurance, bodily injury per person is $30,000; bodily injury per accident is $65,000; property damage per accident is $25,000; effective date of current limits is policy issued or renewed on or after January 1, 2025, recorded from its source on 2026-08-10.

- **State:** Utah _(our reading, not quoted from the source)_
- **Bodily injury per person:** $30,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $65,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $25,000 _(verified: appears in the quote below)_
- **Combined single limit alternative:** $90,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others _(verified: appears in the quote below)_
- **Effective date of current limits:** policy issued or renewed on or after January 1, 2025 _(verified: appears in the quote below)_
- **Issuing authority:** Utah Code 31A-22-304, Motor vehicle liability policy minimum limits

## What the source says

> a policy issued or renewed on or after January 1, 2025, containing motor vehicle liability coverage may not limit the insurer's liability under that coverage below the following: (a) (i) $30,000 because of liability for bodily injury to or death of one person, arising out of the use of a motor vehicle in any one accident; (ii) subject to the limit for one person in Subsection (2)(a)(i), in the amount of $65,000 because of liability for bodily injury to or death of two or more persons arising out of the use of a motor vehicle in any one accident; and (iii) in the amount of $25,000 because of liability for injury to, or destruction of, property of others arising out of the use of a motor vehicle in any one accident; or (b) $90,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others.

## Source

- https://le.utah.gov/xcode/Title31A/Chapter22/C31A-22-S304_2023050320230503.pdf

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).