Tennessee minimum auto liability insurance
$25,000
Minimum bodily injury liability per person, per the state's own statute or insurance department page, quoted below.
For Tennessee minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $25,000, verified against its source on 2026-08-10.
- State
- Tennessee our reading
- Bodily injury per person
- $25,000 verified
- Bodily injury per accident
- $50,000 verified
- Property damage per accident
- $25,000 verified
- Alternative to buying insurance
- posting a bond with the Department of Revenue for $65,000, or making a cash deposit with the Department of Revenue for $65,000 verified
- Issuing authority
- Tennessee Department of Revenue verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
The required minimum limits of your liability car insurance are: $25,000 for each injury or death per accident. $50,000 for total injuries or deaths per accident. $25,000 for property damage per accident. (If you have a car loan or lease, your lender may require you to have collision and comprehensive coverage.) Other ways you can show proof of financial responsibility to satisfy legal requirements are: posting a bond with the Department of Revenue for $65,000. making a cash deposit with the Department of Revenue for $65,000.
— revenue.support.tn.gov, retrieved 2026-08-10
Source
- revenue.support.tn.govhttps://revenue.support.tn.gov/hc/en-us/articles/360060282311-DIFD-1-Insurance-Verification-Overview