# Tennessee minimum auto liability insurance

For Tennessee minimum auto liability insurance, bodily injury per person is $25,000; bodily injury per accident is $50,000; property damage per accident is $25,000, verified against its source on 2026-08-10.

- **State:** Tennessee _(our reading, not quoted from the source)_
- **Bodily injury per person:** $25,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $50,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $25,000 _(verified: appears in the quote below)_
- **Alternative to buying insurance:** posting a bond with the Department of Revenue for $65,000, or making a cash deposit with the Department of Revenue for $65,000 _(verified: appears in the quote below)_
- **Issuing authority:** Tennessee Department of Revenue _(verified: appears in the quote below)_

## What the source says

> The required minimum limits of your liability car insurance are: $25,000 for each injury or death per accident. $50,000 for total injuries or deaths per accident. $25,000 for property damage per accident. (If you have a car loan or lease, your lender may require you to have collision and comprehensive coverage.) Other ways you can show proof of financial responsibility to satisfy legal requirements are: posting a bond with the Department of Revenue for $65,000. making a cash deposit with the Department of Revenue for $65,000.

## Source

- https://revenue.support.tn.gov/hc/en-us/articles/360060282311-DIFD-1-Insurance-Verification-Overview

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).