Pennsylvania minimum auto liability insurance
$15,000
Minimum bodily injury liability per person, per the state's own statute or insurance department page, quoted below.
For Pennsylvania minimum auto liability insurance, bodily injury per person is $15,000; bodily injury per accident is $30,000; property damage per accident is $5,000, verified against its source on 2026-08-10.
- State
- Pennsylvania our reading
- Bodily injury per person
- $15,000 verified
- Bodily injury per accident
- $30,000 verified
- Property damage per accident
- $5,000 verified
- Combined single limit alternative
- Some companies offer a combined single limit of $35,000 which meets the bodily injury liability and property damage liability minimum requirements verified
- Issuing authority
- Pennsylvania Insurance Department verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Bodily Injury Liability: If you injure someone in an auto accident, this coverage pays damages for which you are liable, such as medical and rehabilitation expenses. The minimum limit is $15,000/$30,000. The $15,000 pays for injuries to one person, while the $30,000 represents the total available for one accident. Higher limits are also available. Property Damage Liability: If you damage someone’s property (such as his or her car) in an accident and you are at fault, this coverage pays for repairs to that property. The minimum limit is $5,000. Higher limits are also available. Some companies offer a combined single limit of $35,000 which meets the bodily injury liability and property damage liability minimum requirements.
— pa.gov, retrieved 2026-08-10
Source
- pa.govhttps://www.pa.gov/agencies/insurance/consumer-help-center/learn-about-insurance/auto-insurance