# Pennsylvania minimum auto liability insurance

For Pennsylvania minimum auto liability insurance, bodily injury per person is $15,000; bodily injury per accident is $30,000; property damage per accident is $5,000, verified against its source on 2026-08-10.

- **State:** Pennsylvania _(our reading, not quoted from the source)_
- **Bodily injury per person:** $15,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $30,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $5,000 _(verified: appears in the quote below)_
- **Combined single limit alternative:** Some companies offer a combined single limit of $35,000 which meets the bodily injury liability and property damage liability minimum requirements _(verified: appears in the quote below)_
- **Issuing authority:** Pennsylvania Insurance Department _(verified: appears in the quote below)_

## What the source says

> Bodily Injury Liability: If you injure someone in an auto accident, this coverage pays damages for which you are liable, such as medical and rehabilitation expenses. The minimum limit is $15,000/$30,000. The $15,000 pays for injuries to one person, while the $30,000 represents the total available for one accident. Higher limits are also available. Property Damage Liability: If you damage someone’s property (such as his or her car) in an accident and you are at fault, this coverage pays for repairs to that property. The minimum limit is $5,000. Higher limits are also available. Some companies offer a combined single limit of $35,000 which meets the bodily injury liability and property damage liability minimum requirements.

## Source

- https://www.pa.gov/agencies/insurance/consumer-help-center/learn-about-insurance/auto-insurance

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).