Reference Source

North Carolina minimum auto liability insurance

What is the bodily injury per person for North Carolina minimum auto liability insurance?

For North Carolina minimum auto liability insurance, bodily injury per person is fifty thousand dollars ($50,000); bodily injury per accident is one hundred thousand dollars ($100,000); property damage per accident is fifty thousand dollars ($50,000), recorded from its source on 2026-08-10.

fifty thousand dollars ($50,000) because of bodily injury to or death of one person in any one accident and, subject to said limit for one person, one hundred thousand dollars ($100,000) because of bodily injury to or death of two or more persons in any one accident, and fifty thousand dollars ($50,000) because of injury to or destruction of property of others in any one accident

— ncleg.gov, retrieved 2026-08-10

fifty thousand dollars ($50,000)
The least your policy must pay for injuries to one person — the first number in shorthand like '25/50/25'. From the state's own statute or insurance department page, quoted on the record page.
Sourcencleg.gov
Verified
Review by
DatasetMinimum auto liability insurance limits by state
State
North Carolina our reading
Bodily injury per person
fifty thousand dollars ($50,000) verified
Bodily injury per accident
one hundred thousand dollars ($100,000) verified
Property damage per accident
fifty thousand dollars ($50,000) verified
Issuing authority
North Carolina General Statute § 20-279.21

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

Source

Last verified against source: . Due for re-check by . This page as Markdown · OKF bundle · full dataset as JSON.

What is the minimum car insurance required in my state?Find your state's minimum required liability coverage.