North Carolina minimum auto liability insurance
fifty thousand dollars ($50,000)
Minimum bodily injury liability per person, per the state's own statute or insurance department page, quoted below.
For North Carolina minimum auto liability insurance, bodily injury per person is fifty thousand dollars ($50,000); bodily injury per accident is one hundred thousand dollars ($100,000); property damage per accident is fifty thousand dollars ($50,000), recorded from its source on 2026-08-10.
- State
- North Carolina our reading
- Bodily injury per person
- fifty thousand dollars ($50,000) verified
- Bodily injury per accident
- one hundred thousand dollars ($100,000) verified
- Property damage per accident
- fifty thousand dollars ($50,000) verified
- Issuing authority
- North Carolina General Statute § 20-279.21
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
fifty thousand dollars ($50,000) because of bodily injury to or death of one person in any one accident and, subject to said limit for one person, one hundred thousand dollars ($100,000) because of bodily injury to or death of two or more persons in any one accident, and fifty thousand dollars ($50,000) because of injury to or destruction of property of others in any one accident
— ncleg.gov, retrieved 2026-08-10
Source
- ncleg.govhttps://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-279.21.html