# North Carolina minimum auto liability insurance

For North Carolina minimum auto liability insurance, bodily injury per person is fifty thousand dollars ($50,000); bodily injury per accident is one hundred thousand dollars ($100,000); property damage per accident is fifty thousand dollars ($50,000), recorded from its source on 2026-08-10.

- **State:** North Carolina _(our reading, not quoted from the source)_
- **Bodily injury per person:** fifty thousand dollars ($50,000) _(verified: appears in the quote below)_
- **Bodily injury per accident:** one hundred thousand dollars ($100,000) _(verified: appears in the quote below)_
- **Property damage per accident:** fifty thousand dollars ($50,000) _(verified: appears in the quote below)_
- **Issuing authority:** North Carolina General Statute § 20-279.21

## What the source says

> fifty thousand dollars ($50,000) because of bodily injury to or death of one person in any one accident and, subject to said limit for one person, one hundred thousand dollars ($100,000) because of bodily injury to or death of two or more persons in any one accident, and fifty thousand dollars ($50,000) because of injury to or destruction of property of others in any one accident

## Source

- https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-279.21.html

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).