Iowa minimum auto liability insurance
What is the bodily injury per person for Iowa minimum auto liability insurance?
For Iowa minimum auto liability insurance, bodily injury per person is $20,000; bodily injury per accident is $40,000; property damage per accident is $15,000, verified against its source on 2026-08-10.
Iowa Insurance Division Reports Reports to Governor and Summary Data Health Care Cost Drivers Medical Malpractice Annual Reports No Surprises Act PBM Annual Reports Notice of Public Hearings State Based Systems (SBS) Report Generator About About sub-navigation Insurance Commissioner Contact Location Employment Internships & Clerkships Innovation News Agencies A-Z Online Services Breadcrumbs Home Consumers Insurance Auto Insurance Topics: Insurance Get the right automobile insurance for your safety and your property. Coverage Amounts Iowa law requires minimum liability coverage: $20,000 of bodily injury to or death of one person in any one accident; $40,000 because of bodily injury to or death of two or more persons in any one accident; and $15,000 because of injury to or destruction of property of others in any one accident.
— iid.iowa.gov, retrieved 2026-08-10
$20,000
The least your policy must pay for injuries to one person — the first number in shorthand like '25/50/25'. From the state's own statute or insurance department page, quoted on the record page.
- State
- Iowa our reading
- Bodily injury per person
- $20,000 verified
- Bodily injury per accident
- $40,000 verified
- Property damage per accident
- $15,000 verified
- Issuing authority
- Iowa Insurance Division verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Source
- iid.iowa.govhttps://iid.iowa.gov/consumers/insurance/auto