Iowa minimum auto liability insurance
$20,000
Minimum bodily injury liability per person, per the state's own statute or insurance department page, quoted below.
For Iowa minimum auto liability insurance, bodily injury per person is $20,000; bodily injury per accident is $40,000; property damage per accident is $15,000, verified against its source on 2026-08-10.
- State
- Iowa our reading
- Bodily injury per person
- $20,000 verified
- Bodily injury per accident
- $40,000 verified
- Property damage per accident
- $15,000 verified
- Issuing authority
- Iowa Insurance Division verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Iowa Insurance Division Reports <https://iid.iowa.gov/legal-resources/reports-governor-and-summary-data> Reports to Governor and Summary Data <https://iid.iowa.gov/legal-resources/health-care-cost-drivers> Health Care Cost Drivers <https://iid.iowa.gov/legal-resources/medical-malpractice-annual-reports> Medical Malpractice Annual Reports <https://iid.iowa.gov/legal-resources/no-surprises-act> No Surprises Act <https://iid.iowa.gov/legal-resources/pbm-annual-reports> PBM Annual Reports <https://iid.iowa.gov/legal-resources/notice-public-hearings> Notice of Public Hearings <https://sbs.naic.org/solar-web/pages/public/reportGenerator/reportGeneratorSearch.jsf> State Based Systems (SBS) Report Generator <https://iid.iowa.gov/about> About About sub-navigation <https://iid.iowa.gov/about/insurance-commissioner> Insurance Commissioner <https://iid.iowa.gov/about/contact> Contact <https://iid.iowa.gov/about/iowa-insurance-division> Location <https://iid.iowa.gov/about/employment> Employment <https://iid.iowa.gov/about/internships-clerkships> Internships & Clerkships <https://iid.iowa.gov/about/innovation> Innovation <https://iid.iowa.gov/about/news> News <https://directory.iowa.gov/organization/index> Agencies A-Z <https://directory.iowa.gov/service/index> Online Services Breadcrumbs <https://iid.iowa.gov/> Home <https://iid.iowa.gov/consumers> Consumers <https://iid.iowa.gov/consumers/insurance> Insurance Auto Insurance Topics: Insurance Get the right <http://www.insureuonline.org/consumer_auto_understand.htm> automobile insurance for your safety and your property. Coverage Amounts Iowa law <https://www.legis.iowa.gov/docs/code/321A.21.pdf> requires minimum liability coverage : $20,000 of bodily injury to or death of one person in any one accident; $40,000 because of bodily injury to or death of two or more persons in any one accident; and $15,000 because of injury to or destruction of property of others in any one accident.
— iid.iowa.gov, retrieved 2026-08-10
Source
- iid.iowa.govhttps://iid.iowa.gov/consumers/insurance/auto