# Iowa minimum auto liability insurance

For Iowa minimum auto liability insurance, bodily injury per person is $20,000; bodily injury per accident is $40,000; property damage per accident is $15,000, verified against its source on 2026-08-10.

- **State:** Iowa _(our reading, not quoted from the source)_
- **Bodily injury per person:** $20,000 _(verified: appears in the quote below)_
- **Bodily injury per accident:** $40,000 _(verified: appears in the quote below)_
- **Property damage per accident:** $15,000 _(verified: appears in the quote below)_
- **Issuing authority:** Iowa Insurance Division _(verified: appears in the quote below)_

## What the source says

> Iowa Insurance Division Reports <https://iid.iowa.gov/legal-resources/reports-governor-and-summary-data> Reports to Governor and Summary Data <https://iid.iowa.gov/legal-resources/health-care-cost-drivers> Health Care Cost Drivers <https://iid.iowa.gov/legal-resources/medical-malpractice-annual-reports> Medical Malpractice Annual Reports <https://iid.iowa.gov/legal-resources/no-surprises-act> No Surprises Act <https://iid.iowa.gov/legal-resources/pbm-annual-reports> PBM Annual Reports <https://iid.iowa.gov/legal-resources/notice-public-hearings> Notice of Public Hearings <https://sbs.naic.org/solar-web/pages/public/reportGenerator/reportGeneratorSearch.jsf> State Based Systems (SBS) Report Generator <https://iid.iowa.gov/about> About About sub-navigation <https://iid.iowa.gov/about/insurance-commissioner> Insurance Commissioner <https://iid.iowa.gov/about/contact> Contact <https://iid.iowa.gov/about/iowa-insurance-division> Location <https://iid.iowa.gov/about/employment> Employment <https://iid.iowa.gov/about/internships-clerkships> Internships & Clerkships <https://iid.iowa.gov/about/innovation> Innovation <https://iid.iowa.gov/about/news> News <https://directory.iowa.gov/organization/index> Agencies A-Z <https://directory.iowa.gov/service/index> Online Services Breadcrumbs <https://iid.iowa.gov/> Home <https://iid.iowa.gov/consumers> Consumers <https://iid.iowa.gov/consumers/insurance> Insurance Auto Insurance Topics: Insurance Get the right <http://www.insureuonline.org/consumer_auto_understand.htm> automobile insurance for your safety and your property. Coverage Amounts Iowa law <https://www.legis.iowa.gov/docs/code/321A.21.pdf> requires minimum liability coverage : $20,000 of bodily injury to or death of one person in any one accident; $40,000 because of bodily injury to or death of two or more persons in any one accident; and $15,000 because of injury to or destruction of property of others in any one accident.

## Source

- https://iid.iowa.gov/consumers/insurance/auto

Last verified: 2026-08-10. Review by: 2027-02-06.
Part of [Minimum auto liability insurance limits by state](https://referencesource.org/auto-insurance-minimums/).