Minnesota
For Minnesota, mandate type is mandate to cover; ivf covered is yes; cycle or retrieval limit is 4 retrievals per lifetime, unlimited embryo transfers; lifetime dollar cap is no statutory cap; age restriction is none stated, recorded from its source on 2026-08-15.
- State
- Minnesota verified
- Mandate type
- mandate to cover our reading
- IVF covered
- yes
- Cycle or retrieval limit
- 4 retrievals per lifetime, unlimited embryo transfers
- Lifetime dollar cap
- no statutory cap
- Age restriction
- none stated
- Employer size threshold
- 25 verified
- Self-insured plans exempt
- not stated
- Religious employer exempt
- yes
- Prior treatment required
- no verified
- Effective date
- January 1, 2026 verified
- Statute citation
- HF1758, the Building Families Act verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Michigan No fertility insurance mandate here. Coverage is up to individual employers and providers. Minnesota Starting January 1, 2026, Minnesota’s new law ( <https://www.billtrack50.com/billdetail/1851803/.multi-collapse> HF1758, the Building Families Act ) mandates that large group health plans (over 25 employees) offering maternity coverage must also cover infertility diagnosis and treatment, including IVF.
— cofertility.com, retrieved 2026-08-15
Source
- cofertility.comhttps://www.cofertility.com/family-learn/fertility-insurance-mandates-how-does-my-state-stack-up