Minnesota
What is the mandate type for Minnesota?
For Minnesota, mandate type is mandate to cover; ivf covered is yes; cycle or retrieval limit is four retrievals per lifetime; lifetime dollar cap is not stated; age restriction is not stated, recorded from its source on 2026-08-17; source re-checked 2026-09-29.
Minnesota Starting January 1, 2026, Minnesota’s new law ( HF1758, the Building Families Act ) mandates that large group health plans (over 25 employees) offering maternity coverage must also cover infertility diagnosis and treatment, including IVF. There are limits on egg retrievals (four retrievals per lifetime) and unlimited embryo transfers. Religious exemptions exist, but generally, coverage for standard fertility services is a requirement in Minnesota for most people.
— cofertility.com, retrieved 2026-08-17
- State
- Minnesota verified
- Mandate type
- mandate to cover our reading
- IVF covered
- yes our reading
- Cycle or retrieval limit
- four retrievals per lifetime verified
- Lifetime dollar cap
- not stated
- Age restriction
- not stated
- Employer size threshold
- large group health plans (over 25 employees) verified
- Self-insured plans exempt
- not stated our reading
- Religious employer exempt
- Religious exemptions exist our reading
- Prior treatment required
- not stated our reading
- Effective date
- January 1, 2026 verified
- Statute citation
- HF1758, the Building Families Act verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Source
- cofertility.comhttps://www.cofertility.com/family-learn/fertility-insurance-mandates-how-does-my-state-stack-up