Massachusetts

What is the mandate type for Massachusetts?

For Massachusetts, mandate type is mandate to cover; ivf covered is yes; cycle or retrieval limit is no limit on the number cycles; lifetime dollar cap is no state lifetime cap on the amount of fertility insurance available; age restriction is not stated, recorded from its source on 2026-08-17; source re-checked 2026-09-29.

Massachusetts fertility insurance stipulates that insurers that provide pregnancy-related benefits are also expected to offer coverage for diagnosis and treatment of infertility. This means access to artificial insemination procedures such as IVF and GIFT. It may also include procurement of eggs or sperm, processing and banking for fertilized eggs and sperm. Infertility is clearly defined based on age and time trying to conceive, and a miscarriage does not restart the eligibility clock. There’s also no state lifetime cap on the amount of fertility insurance available and no limit on the number cycles. But, insurers are able to use their clinical guidelines and patient’s medical histories to set some limits here. Massachusetts law also requires coverage for fertility preservation services when a medical condition or its treatment may impair fertility.

— cofertility.com, retrieved 2026-08-17