New York
For New York, law category is continuation coverage; state law name is New York Mini-COBRA; state threshold is Fewer than 20; federal threshold is 20; key differences is applies to all insured group health plans regardless of employer size, extends coverage beyond federal COBRA period for employers with 20+ employees, longer duration (36 months vs 18 months), lower premium cap (102% vs no federal cap), recorded from its source on 2026-08-14.
- State
- New York verified
- Law category
- continuation coverage our reading
- State law name
- New York Mini-COBRA
- State threshold
- Fewer than 20 verified
- Federal threshold
- 20 verified
- Key differences
- applies to all insured group health plans regardless of employer size, extends coverage beyond federal COBRA period for employers with 20+ employees, longer duration (36 months vs 18 months), lower premium cap (102% vs no federal cap)
- Coverage / scope
- Up to 36 months verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
New York Employer Size: Fewer than 20 employees (also extends coverage for larger employers) Duration: Up to 36 months Premium: Up to 102% of the group rate Key Detail: Applies to all insured group health plans regardless of employer size. For employers with 20+ employees, New York law extends coverage beyond the federal COBRA period.
— hrcertification.com, retrieved 2026-08-14
Source
- hrcertification.comhttps://hrcertification.com/blog/state-mini-cobra-laws-2026-biid1000358