Illinois
For Illinois, law category is continuation coverage; state law name is Illinois Mini-COBRA; state threshold is Fewer than 20; federal threshold is 20; key differences is shorter duration (12 months vs 18 months), applies to insured health plans only (not self-funded), recorded from its source on 2026-08-14.
- State
- Illinois verified
- Law category
- continuation coverage our reading
- State law name
- Illinois Mini-COBRA
- State threshold
- Fewer than 20 verified
- Federal threshold
- 20 verified
- Key differences
- shorter duration (12 months vs 18 months), applies to insured health plans only (not self-funded)
- Coverage / scope
- Up to 12 months verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Illinois Employer Size: Fewer than 20 employees Duration: Up to 12 months Premium: Up to 102% of the group rate Key Detail: Applies to insured health plans only (not self-funded). The shorter duration means employers must be precise in notices about the coverage window.
— hrcertification.com, retrieved 2026-08-14
Source
- hrcertification.comhttps://hrcertification.com/blog/state-mini-cobra-laws-2026-biid1000358