Pennsylvania · notify of need for more time
For Pennsylvania, obligation is notify of need for more time; deadline is every 45 days; day type is days; clock starts from is the investigation cannot be completed within 30 days; citation is 31 Pa. Code 146.6, recorded from its source on 2026-08-11; source re-checked 2026-10-01.
- State
- Pennsylvania our reading
- Obligation
- notify of need for more time our reading
- Deadline
- every 45 days verified
- Day type
- days verified
- Clock starts from
- the investigation cannot be completed within 30 days verified
- Citation
- 31 Pa. Code 146.6
- Instrument
- regulation our reading
- Applies to
- insurance policies and insurance contracts except policies of workers' compensation insurance and fidelity, surety and guaranty bonds
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
If the investigation cannot be completed within 30 days, and every 45 days thereafter, the insurer shall provide the claimant with a reasonable written explanation for the delay and state when a decision on the claim may be expected.
— pacodeandbulletin.gov, retrieved 2026-08-11
The same source also states
If the insurer needs more time to determine whether a first-party claim should be accepted or denied, it shall so notify the first-party claimant within 15 working days after receipt of the proofs of loss giving the reasons more time is needed.
— pacodeandbulletin.gov, retrieved 2026-08-11
Source
- pacodeandbulletin.govhttps://www.pacodeandbulletin.gov/Display/pacode?file=/secure/pacode/data/031/chapter146/chap146toc.html