Florida · begin investigation
For Florida, obligation is begin investigation; deadline is within 7 days; day type is days; clock starts from is an insurer receives proof-of-loss statements; citation is 627.70131, recorded from its source on 2026-08-11; source re-checked 2026-10-01.
- State
- Florida our reading
- Obligation
- begin investigation our reading
- Deadline
- within 7 days verified
- Day type
- days verified
- Clock starts from
- an insurer receives proof-of-loss statements verified
- Citation
- 627.70131
- Instrument
- statute our reading
- Applies to
- residential property insurer
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Unless otherwise provided by the policy of insurance or by law, within 7 days after an insurer receives proof-of-loss statements, the insurer shall begin such investigation as is reasonably necessary unless the failure to begin such investigation is caused by factors beyond the control of the insurer.
— flsenate.gov, retrieved 2026-08-11
Source
- flsenate.govhttps://www.flsenate.gov/Laws/Statutes/2025/627.70131