Reference Source

North Carolina

For North Carolina, obligation is accept or deny claim; deadline is within a reasonable time; day type is days; clock starts from is proof-of-loss statements have been completed; citation is 58-63-15, recorded from its source on 2026-08-11.

State
North Carolina our reading
Obligation
accept or deny claim our reading
Deadline
within a reasonable time verified
Day type
days
Clock starts from
proof-of-loss statements have been completed verified
Citation
58-63-15
Instrument
statute our reading
Sourcencleg.gov
Verified
Review by
DatasetHow long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

What the source says

Failing to affirm or deny coverage of claims within a reasonable time after proof-of-loss statements have been completed;

ncleg.gov, retrieved 2026-08-11

Source

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