Minnesota
For Minnesota, obligation is accept or deny claim; deadline is within 30 business days; day type is business days; clock starts from is receipt of notification of claim; citation is 72A.201, recorded from its source on 2026-08-11.
- State
- Minnesota our reading
- Obligation
- accept or deny claim our reading
- Deadline
- within 30 business days verified
- Day type
- business days verified
- Clock starts from
- receipt of notification of claim verified
- Citation
- 72A.201
- Instrument
- statute our reading
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
failing to complete its investigation and inform the insured or claimant of acceptance or denial of a claim within 30 business days after receipt of notification of claim unless the investigation cannot be reasonably completed within that time
— revisor.mn.gov, retrieved 2026-08-11
Sources disagree
More than one authority states this, and they do not state the same thing. Both are reproduced with the source each came from — deciding between them is yours, not ours.
Deadline
revisor.mn.gov says deadline is within 30 business days, as of 2026-08-11.
failing to complete its investigation and inform the insured or claimant of acceptance or denial of a claim within 30 business days after receipt of notification of claim unless the investigation cannot be reasonably completed within that time
https://www.revisor.mn.gov/statutes/cite/72A.201
revisor.mn.gov says deadline is within 60 business days, as of 2026-08-11.
failing, within 60 business days after receipt of a properly executed proof of loss, to advise the insured of the acceptance or denial of the claim by the insurer
https://www.revisor.mn.gov/statutes/cite/72A.201
Clock starts from
revisor.mn.gov says clock starts from is receipt of notification of claim, as of 2026-08-11.
failing to complete its investigation and inform the insured or claimant of acceptance or denial of a claim within 30 business days after receipt of notification of claim unless the investigation cannot be reasonably completed within that time
https://www.revisor.mn.gov/statutes/cite/72A.201
revisor.mn.gov says clock starts from is receipt of a properly executed proof of loss, as of 2026-08-11.
failing, within 60 business days after receipt of a properly executed proof of loss, to advise the insured of the acceptance or denial of the claim by the insurer
Source
- revisor.mn.govhttps://www.revisor.mn.gov/statutes/cite/72A.201