Florida
For Florida, obligation is accept or deny claim; deadline is Within 60 days; day type is days; clock starts from is an insurer receives notice of an initial, reopened, or supplemental property insurance claim from a policyholder; citation is 627.70131, recorded from its source on 2026-08-11.
- State
- Florida our reading
- Obligation
- accept or deny claim our reading
- Deadline
- Within 60 days verified
- Day type
- days verified
- Clock starts from
- an insurer receives notice of an initial, reopened, or supplemental property insurance claim from a policyholder verified
- Citation
- 627.70131
- Instrument
- statute our reading
- Interest or penalty
- bears interest at the rate set forth in s. 55.03
- Applies to
- residential coverage as defined in s. 627.4025(1); structural or contents coverage under a commercial property insurance policy if the insured structure is 10,000 square feet or less; or contents coverage under a commercial tenant policy if the insured premises is 10,000 square feet or less
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Within 60 days after an insurer receives notice of an initial, reopened, or supplemental property insurance claim from a policyholder, the insurer shall pay or deny such claim or a portion of the claim unless the failure to pay is caused by factors beyond the control of the insurer.
— flsenate.gov, retrieved 2026-08-11
Source
- flsenate.govhttps://www.flsenate.gov/Laws/Statutes/2025/627.70131