Rutherford County, TN — 2026 conforming loan limit
What is the one-unit limit for Rutherford County, TN — 2026 conforming loan limit?
For Rutherford County, TN, one-unit limit is $1,029,250; two-unit limit is $1,317,650; three-unit limit is $1,592,700; four-unit limit is $1,979,350, verified against its source on 2026-09-18.
47,149,RUTHERFORD COUNTY,TN,34980,"$1,029,250 ","$1,317,650 ","$1,592,700 ","$1,979,350 "
— fhfa.gov, retrieved 2026-08-07
$1,029,250
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 47 verified
- FIPS County Code
- 149 verified
- FIPS Code
- 47149 our reading
- County Name
- RUTHERFORD COUNTY verified
- State
- TN verified
- CBSA Number
- 34980 verified
- One-Unit Limit
- $1,029,250 verified
- Two-Unit Limit
- $1,317,650 verified
- Three-Unit Limit
- $1,592,700 verified
- Four-Unit Limit
- $1,979,350 verified
- FHA One-Unit Limit
- 1,029,250 per apps.hud.gov
- FHA Two-Unit Limit
- 1,317,650 per apps.hud.gov
- FHA Three-Unit Limit
- 1,592,700 per apps.hud.gov
- FHA Four-Unit Limit
- 1,979,350 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
3498000000NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 203B H08950001029250131765015927001979350TN149TENNESSEE RUTHERFORD COUN 2026010108950002025
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt