Santa Fe County, NM — 2026 conforming loan limit
What is the one-unit limit for Santa Fe County, NM — 2026 conforming loan limit?
For Santa Fe County, NM, one-unit limit is $832,750; two-unit limit is $1,066,250; three-unit limit is $1,288,800; four-unit limit is $1,601,750, verified against its source on 2026-09-18.
35,049,SANTA FE COUNTY,NM,42140,"$832,750 ","$1,066,250 ","$1,288,800 ","$1,601,750 "
— fhfa.gov, retrieved 2026-08-07
$832,750
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 35 verified
- FIPS County Code
- 049 verified
- FIPS Code
- 35049 our reading
- County Name
- SANTA FE COUNTY verified
- State
- NM verified
- CBSA Number
- 42140 verified
- One-Unit Limit
- $832,750 verified
- Two-Unit Limit
- $1,066,250 verified
- Three-Unit Limit
- $1,288,800 verified
- Four-Unit Limit
- $1,601,750 verified
- FHA One-Unit Limit
- 569,250 per apps.hud.gov
- FHA Two-Unit Limit
- 728,750 per apps.hud.gov
- FHA Three-Unit Limit
- 880,900 per apps.hud.gov
- FHA Four-Unit Limit
- 1,094,700 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
4214000000SANTA FE, NM 203B H04950000569250072875008809001094700NM049NEW MEXICO SANTA FE COUNTY 2026010104950002025
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt