Essex County, NJ — 2026 conforming loan limit
What is the one-unit limit for Essex County, NJ — 2026 conforming loan limit?
For Essex County, NJ, one-unit limit is $1,209,750; two-unit limit is $1,548,975; three-unit limit is $1,872,225; four-unit limit is $2,326,875, verified against its source on 2026-09-18.
34,013,ESSEX COUNTY,NJ,35620,"$1,209,750 ","$1,548,975 ","$1,872,225 ","$2,326,875 "
— fhfa.gov, retrieved 2026-08-07
$1,209,750
2026 conforming (conventional) loan limit for a one-unit, single-family home, per the FHFA county file. Loans above this are jumbo. The county's FHA limit — a separate programme HUD sets — is listed with it on the record page.
- FIPS State Code
- 34 verified
- FIPS County Code
- 013 verified
- FIPS Code
- 34013 our reading
- County Name
- ESSEX COUNTY verified
- State
- NJ verified
- CBSA Number
- 35620 verified
- One-Unit Limit
- $1,209,750 verified
- Two-Unit Limit
- $1,548,975 verified
- Three-Unit Limit
- $1,872,225 verified
- Four-Unit Limit
- $2,326,875 verified
- FHA One-Unit Limit
- 1,249,125 per apps.hud.gov
- FHA Two-Unit Limit
- 1,599,375 per apps.hud.gov
- FHA Three-Unit Limit
- 1,933,200 per apps.hud.gov
- FHA Four-Unit Limit
- 2,402,625 per apps.hud.gov
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What apps.hud.gov says
3562035084NEW YORK-NEWARK-JERSEY CITY, NY-NJ 203B H09960001249125159937519332002402625NJ013NEW JERSEY ESSEX COUNTY 2026010153150002008
— apps.hud.gov, retrieved 2026-08-10
Sources
- fhfa.govhttps://www.fhfa.gov/document/d/cll/fullcountyloanlimitlist2026_hera-based_final_flat.csv
- apps.hud.govhttps://apps.hud.gov/pub/chums/cy2026-forward-limits.txt