New Jersey minimum auto liability insurance
What is the bodily injury per person for New Jersey minimum auto liability insurance?
For New Jersey minimum auto liability insurance, bodily injury per person is $35,000; bodily injury per accident is $70,000; property damage per accident is $25,000, recorded from its source on 2026-08-10.
Bodily Injury Liability Coverage for claims and lawsuits by people injured as a result of an auto accident you cause | As low as: $35,000 per person, $70,000 per accident As high as: $250,000 per person, $500,000 per accident | Coverage is not included but $10,000 coverage for all persons, per accident, is available as an option | Property Damage Liability Coverage for claims and lawsuits by people whose property is damaged as a result of an auto accident you cause | As low as: $25,000 per accident As high as: $100,000 or more | $5,000 per accident
— nj.gov, retrieved 2026-08-10
$35,000
The least your policy must pay for injuries to one person — the first number in shorthand like '25/50/25'. From the state's own statute or insurance department page, quoted on the record page.
- State
- New Jersey our reading
- Bodily injury per person
- $35,000 verified
- Bodily injury per accident
- $70,000 verified
- Property damage per accident
- $25,000 verified
- Issuing authority
- New Jersey Department of Banking and Insurance
- Notes
- These are the minimum ('as low as') limits for New Jersey's Standard Auto Insurance Policy, which the source states can go as high as $250,000 per person / $500,000 per accident for bodily injury and $100,000 or more for property damage. New Jersey also offers a Basic Policy, which the source states does not include bodily injury liability coverage by default (though $10,000 coverage for all persons per accident is available as an option) and carries a lower property damage liability minimum of $5,000 per accident.
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Source
- nj.govhttps://nj.gov/dobi/division_consumers/insurance/standardpolicy.html