Florida minimum auto liability insurance
For Florida minimum auto liability insurance, state is Florida; issuing authority is Florida Department of Highway Safety and Motor Vehicles; notes is Florida does not require a standard bodily-injury liability minimum for private passenger vehicles; instead it requires a minimum of $10,000 in Personal Injury Protection (PIP), a no-fault coverage, and a minimum of $10,000 in Property Damage Liability (PDL). Taxis must additionally carry bodily injury liability (BIL) of $125,000 per person, $250,000 per occurrence and $50,000 for PDL, recorded from its source on 2026-08-10.
- State
- Florida our reading
- Issuing authority
- Florida Department of Highway Safety and Motor Vehicles verified
- Notes
- Florida does not require a standard bodily-injury liability minimum for private passenger vehicles; instead it requires a minimum of $10,000 in Personal Injury Protection (PIP), a no-fault coverage, and a minimum of $10,000 in Property Damage Liability (PDL). Taxis must additionally carry bodily injury liability (BIL) of $125,000 per person, $250,000 per occurrence and $50,000 for PDL.
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
have a minimum of $10,000 in PIP AND a minimum of $10,000 in PDL. Vehicles registered as taxis must carry bodily injury liability (BIL) coverage of $125,000 per person, $250,000 per occurrence and $50,000 for (PDL) coverage.
— flhsmv.gov, retrieved 2026-08-10
Source
- flhsmv.govhttps://www.flhsmv.gov/insurance/