Reference Source

Rhode Island

What is the mandate type for Rhode Island?

For Rhode Island, mandate type is mandate to cover; ivf covered is yes; cycle or retrieval limit is not stated; lifetime dollar cap is $100,000 lifetime treatment cap; age restriction is Beginning at age 25 and extending up to age 42, recorded from its source on 2026-08-17; source re-checked 2026-09-29.

The Rhode Island fertility coverage is mandated for all of those with an HMO or other insurance policy that includes pregnancy coverage. Beginning at age 25 and extending up to age 42, women here with such a plan are entitled to coverage for diagnosis and treatment of infertility. Also, if someone is undergoing a procedure that may result in infertility, insurers must cover fertility preservation treatment. There is, however, a $100,000 lifetime treatment cap.

— cofertility.com, retrieved 2026-08-17

State
Rhode Island verified
Mandate type
mandate to cover our reading
IVF covered
yes our reading
Cycle or retrieval limit
not stated
Lifetime dollar cap
$100,000 lifetime treatment cap verified
Age restriction
Beginning at age 25 and extending up to age 42 verified
Employer size threshold
not stated
Self-insured plans exempt
not stated our reading
Religious employer exempt
not stated our reading
Prior treatment required
not stated our reading
Effective date
not stated
Statute citation
not stated
Sourcecofertility.com
Verified
Review by
DatasetState insurance mandates for fertility treatment and IVF coverage

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

Source

Last verified against source: . Due for re-check by . This page as Markdown · OKF bundle · full dataset as JSON.