Louisiana
What is the mandate type for Louisiana?
For Louisiana, mandate type is diagnosis only; ivf covered is no; cycle or retrieval limit is N/A; lifetime dollar cap is not stated; age restriction is not stated, recorded from its source on 2026-08-17; source re-checked 2026-09-29.
Louisiana The Louisiana fertility insurance law provides a fig leaf of coverage. You are only eligible here for diagnosis and treatment if your fertility issues are the result of a correctable medical condition. Even that has exceptions. There is no requirement to cover fertility medication or to offer IVF or even other fertility treatment. Also, if you or your partner have undergone a tubal ligation or vasectomy, any reversal here is on you. The law does require coverage for standard fertility preservation services but when medically necessary treatment may cause iatrogenic infertility (infertility caused by medical treatments such as surgery, radiation, or chemotherapy). Storage coverage is capped at three years. If your employer self-insures, then even if you would be eligible otherwise, there’s no requirement that you be covered. Religious employers may also opt out.
— cofertility.com, retrieved 2026-08-17
- State
- Louisiana verified
- Mandate type
- diagnosis only our reading
- IVF covered
- no our reading
- Cycle or retrieval limit
- N/A
- Lifetime dollar cap
- not stated
- Age restriction
- not stated
- Employer size threshold
- not stated
- Self-insured plans exempt
- If your employer self-insures, then even if you would be eligible otherwise, there's no requirement that you be covered our reading
- Religious employer exempt
- Religious employers may also opt out our reading
- Prior treatment required
- not stated our reading
- Effective date
- not stated
- Statute citation
- not stated
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Source
- cofertility.comhttps://www.cofertility.com/family-learn/fertility-insurance-mandates-how-does-my-state-stack-up