Illinois
What is the mandate type for Illinois?
For Illinois, mandate type is mandate to cover; ivf covered is yes; cycle or retrieval limit is four bites at the apple and if you are successful and a live birth occurs, you're actually entitled to two more covered egg retrievals; lifetime dollar cap is not stated; age restriction is not stated, recorded from its source on 2026-08-17; source re-checked 2026-09-29.
Illinois With Illinois fertility insurance coverage, provided you have tried lower-cost treatments under your insurance umbrella first without success, you do have coverage for IVF, GIFT, and ZIFT. What’s more, you get four bites at the apple and if you are successful and a live birth occurs, you’re actually entitled to two more covered egg retrievals. But this only applies to work-related group policies that cover more than 25 full-time employees. There is, however, some additional good news. As of January 1, 2022,
— cofertility.com, retrieved 2026-08-17
- State
- Illinois verified
- Mandate type
- mandate to cover our reading
- IVF covered
- yes our reading
- Cycle or retrieval limit
- four bites at the apple and if you are successful and a live birth occurs, you're actually entitled to two more covered egg retrievals
- Lifetime dollar cap
- not stated
- Age restriction
- not stated
- Employer size threshold
- more than 25 full-time employees verified
- Self-insured plans exempt
- not stated our reading
- Religious employer exempt
- not stated our reading
- Prior treatment required
- tried lower-cost treatments under your insurance umbrella first without success our reading
- Effective date
- As of January 1, 2022 verified
- Statute citation
- not stated
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Source
- cofertility.comhttps://www.cofertility.com/family-learn/fertility-insurance-mandates-how-does-my-state-stack-up