Colorado
For Colorado, mandate type is mandate to cover; ivf covered is yes; cycle or retrieval limit is 3 egg retrievals with unlimited embryo transfers; lifetime dollar cap is no statutory cap; age restriction is none stated, recorded from its source on 2026-08-15.
- State
- Colorado verified
- Mandate type
- mandate to cover our reading
- IVF covered
- yes
- Cycle or retrieval limit
- 3 egg retrievals with unlimited embryo transfers
- Lifetime dollar cap
- no statutory cap
- Age restriction
- none stated
- Employer size threshold
- 100 verified
- Self-insured plans exempt
- not stated
- Religious employer exempt
- yes
- Prior treatment required
- no
- Effective date
- January 1, 2023 verified
- Statute citation
- not stated
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
As of January 1, 2023, Colorado fertility insurance now offers eligibility for three egg retrievals with unlimited embryo transfers covered. This is true provided that your insurance coverage is from a large group of 100 or more people. Those with individual or small group plans will unfortunately not have access to this coverage. Also, religious organizations, even large ones, are not required to provide fertility coverage.
— cofertility.com, retrieved 2026-08-15
Source
- cofertility.comhttps://www.cofertility.com/family-learn/fertility-insurance-mandates-how-does-my-state-stack-up