Minnesota
For Minnesota, law category is continuation coverage; state law name is Minnesota Mini-COBRA; state threshold is 2; federal threshold is 20; key differences is lower threshold (2 vs 20), mirrors federal COBRA duration (18 months), continuation coverage must be identical to coverage at time of qualifying event, recorded from its source on 2026-08-14.
- State
- Minnesota verified
- Law category
- continuation coverage our reading
- State law name
- Minnesota Mini-COBRA
- State threshold
- 2 verified
- Federal threshold
- 20 verified
- Key differences
- lower threshold (2 vs 20), mirrors federal COBRA duration (18 months), continuation coverage must be identical to coverage at time of qualifying event verified
- Coverage / scope
- Up to 18 months verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
Fewer than 20 employees Duration: Up to 18 months Premium: Up to 102% of the group rate Key Detail: Mirrors federal COBRA duration. Employees must be notified within 30 days of the qualifying event and have 30 days to elect coverage. Minnesota Employer Size: 2–19 employees Duration: Up to 18 months Premium: Up to 102% of the group rate Key Detail: Continuation coverage must be identical to the coverage the employee had at the time of the qualifying event.
— hrcertification.com, retrieved 2026-08-14
Source
- hrcertification.comhttps://hrcertification.com/blog/state-mini-cobra-laws-2026-biid1000358