Nevada

For Nevada, statute citation is NRS Chapter 604D; product classification is not a loan or other form of credit; not money transmission; licensing requirement is license required from the Commissioner of Financial Institutions; late fees prohibited is yes — provider shall not charge a late fee, deferral fee, interest or any other penalty or charge for failure to pay outstanding proceeds; collection limits is provider shall not compel payment by civil action, third-party collector, or sale to debt buyer; shall not report to consumer agency or debt collector, recorded from its source on 2026-08-18.

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

What the source says

Any earned wage access services provided by a licensee in compliance with this chapter to be deemed: ������������ (1) A loan or other form of credit; ������������ (2) As violating or noncompliant with the laws of this State governing the sale or assignment of, or an order of, earned but unpaid income; or ������������ (3) A money transmission, or to be subject to any of the provisions of law governing loans or money transmitters; ����� (b) Any licensee in compliance with this chapter to be deemed a creditor, lender or money transmitter;

— leg.state.nv.us, retrieved 2026-08-18

Source

• leg.state.nv.ushttps://www.leg.state.nv.us/nrs/NRS-604D.html

Last verified against source: 2026-08-18. Due for re-check by 2027-02-14. This page as Markdown · OKF bundle · full dataset as JSON.